English

Within the application-focused generic top-level domain (.app), 'donimcal-zr7a1a40vc.edgeone.app' is registered with subdomain 'donimcal-zr7a1a40vc'. The core label 'edgeone' covers 7 characters split between 4 vowels and 3 consonants. Segmentation suggests two words: edge, one. Median word length comes out to 3.5 characters. No strong language cues emerged from the frequency lists.

html/10/e1/10e1ab39-eaaf-4d92-a528-dda3ec142a43.html.gz

require-trusted-types-for 'script'; report-uri https://csp.withgoogle.com/csp/apps-themes

b6a093000234b5e1082f1f1b914ee3d563e3e3f7e92247b29d5f40904c906eba

viewport

HSTS header missing - vulnerable to protocol downgrade attacks

CSP header missing - vulnerable to XSS attacks

html/10/e1/10e1ab39-eaaf-4d92-a528-dda3ec142a43_nodriver.html.gz

NIM Impact Calculator — Digital Onboarding

Prudence Malinki

MarkMonitor Inc.

edgeone.app

Abuse

Google LLC

GOOGLE


// === SLIDER WIRING ===
const sliders = {
    totalAssets:        { el: null, valEl: null, fmt: v => { const n = Number(v); return n >= 1000 ? `$${(n/1000).toFixed(n % 1000 === 0 ? 0 : 1)}B` : `$${n.toLocaleString()}M`; } },
    currentNIM:         { el: null, valEl: null, fmt: v => `${Number(v).toFixed(2)}%` },
    newAccounts:        { el: null, valEl: null, fmt: v => Number(v).toLocaleString() },
    attritionRate:      { el: null, valEl: null, fmt: v => `${v}%` },
    ddPenetration:      { el: null, valEl: null, fmt: v => `${v}%` },
    costOfFunds:        { el: null, valEl: null, fmt: v => `${Number(v).toFixed(2)}%` },
    attritionReduction: { el: null, valEl: null, fmt: v => `${v}%` },
    ddLift:             { el: null, valEl: null, fmt: v => `+${v} pts` },
    balanceLift:        { el: null, valEl: null, fmt: v => `$${Number(v).toLocaleString()}` },
    cofReduction:       { el: null, valEl: null, fmt: v => `${v} bps` },
    loanCrossSell:      { el: null, valEl: null, fmt: v => `${v}%` },
    avgLoanSize:        { el: null, valEl: null, fmt: v => `$${Number(v).toLocaleString()}` }
};

Object.keys(sliders).forEach(id => {
    sliders[id].el = document.getElementById(id);
    sliders[id].valEl = document.getElementById(id + 'Val');
    sliders[id].el.addEventListener('input', () => {
        sliders[id].valEl.textContent = sliders[id].fmt(sliders[id].el.value);
        calculate();
    });
});

function val(id) { return parseFloat(sliders[id].el.value); }

function calculate() {
    const totalAssets   = val('totalAssets') * 1e6;
    const currentNIM    = val('currentNIM') / 100;
    const newAccounts   = val('newAccounts');
    const attritionRate = val('attritionRate') / 100;
    const ddPen         = val('ddPenetration') / 100;
    const cof           = val('costOfFunds') / 100;

    const attrReduction = val('attritionReduction') / 100;
    const ddLiftPts     = val('ddLift') / 100;
    const balLift       = val('balanceLift');
    const cofRedBps     = val('cofReduction');
    const loanXsell     = val('loanCrossSell') / 100;
    const avgLoan       = val('avgLoanSize');

    // Current net interest income
    const currentNII = totalAssets * currentNIM;

    // 1. Retention impact — members saved × avg balance lift → more low-cost deposits
    const membersSaved    = Math.round(newAccounts * attritionRate * attrReduction);
    const retainedDeposits = membersSaved * balLift;

    // 2. DD / primary impact — more members hitting primary status → higher avg balances
    const newDDmembers     = newAccounts * ddLiftPts; // additional members getting DD
    const primaryDeposits  = newDDmembers * balLift * 0.6; // primary members bring ~60% more

    // 3. Total new low-cost deposits
    const totalNewDeposits = retainedDeposits + primaryDeposits;

    // 4. Cost-of-funds savings on EXISTING deposit base
    const existingDeposits  = totalAssets * 0.82; // ~82% of assets funded by deposits
    const cofSavings        = existingDeposits * (cofRedBps / 10000);

    // 5. Loan cross-sell impact — engaged members taking loans
    const engagedMembers    = membersSaved + newDDmembers;
    const newLoans          = engagedMembers * loanXsell * avgLoan;
    const loanYield         = 0.065; // blended yield on consumer loans
    const loanIncome        = newLoans * loanYield;

    // 6. Income from new low-cost deposits deployed as earning assets
    const earningAssetYield  = currentNIM + cof; // approximate yield on earning assets
    const depositSpread      = earningAssetYield - (cof * 0.3); // new deposits are low-cost
    const depositIncome      = totalNewDeposits * depositSpread * 0.5; // conservative: half deployed yr 1

    // Total incremental NII
    const incrNII = cofSavings + loanIncome + depositIncome;

    // NIM impact in basis points
    const newNII    = currentNII + incrNII;
    const newNIM    = newNII / (totalAssets + totalNewDeposits * 0.5 + newLoans);
    const nimDelta  = (newNIM - currentNIM) * 10000;

    // Waterfall components (in bps)
    const bpsCoF     = (cofSavings / totalAssets) * 10000;
    const bpsLoans   = (loanIncome / totalAssets) * 10000;
    const bpsDeposit = (depositIncome / totalAssets) * 10000;

    // Update result cards
    document.getElementById('resultCurrentNIM').textContent = (currentNIM * 100).toFixed(2) + '%';
    document.getElementById('resultNewNIM').textContent     = (newNIM * 100).toFixed(2) + '%';
    document.getElementById('resultDeltaNIM').textContent   = '+' + Math.round(nimDelta) + ' bps';

    // Annual impact
    document.getElementById('annualDollarImpact').textContent = '$' + Math.round(incrNII).toLocaleString();
    document.getElementById('impactRetained').textContent     = membersSaved.toLocaleString();
    document.getElementById('impactDeposits').textContent     = '$' + (totalNewDeposits / 1e6).toFixed(1) + 'M';
    document.getElementById('impactLoans').textContent        = '$' + (newLoans / 1e6).toFixed(1) + 'M';

    // Waterfall chart
    renderWaterfall(currentNIM * 100, bpsCoF, bpsLoans, bpsDeposit, newNIM * 100);
}

function renderWaterfall(startNIM, bpsCoF, bpsLoans, bpsDeposit, endNIM) {
    const chart = document.getElementById('waterfallChart');
    const maxBps = Math.max(bpsCoF, bpsLoans, bpsDeposit, 1);
    const barData = [
        { label: 'Current NIM',          value: startNIM,  displayVal: startNIM.toFixed(2) + '%', type: 'start', height: 140 },
        { label: 'Lower Cost\nof Funds',  value: bpsCoF,    displayVal: '+' + bpsCoF.toFixed(0) + ' bps',  type: 'positive', height: 0 },
        { label: 'Loan\nCross-Sells',     value: bpsLoans,  displayVal: '+' + bpsLoans.toFixed(0) + ' bps', type: 'positive', height: 0 },
        { label: 'Deposit\nGrowth',        value: bpsDeposit,displayVal: '+' + bpsDeposit.toFixed(0) + ' bps', type: 'positive', height: 0 },
        { label: 'New NIM',               value: endNIM,    displayVal: endNIM.toFixed(2) + '%', type: 'total', height: 0 }
    ];

    // Scale positive bars relative to each other
    const totalBps = bpsCoF + bpsLoans + bpsDeposit;
    if (totalBps > 0) {
        barData[1].height = Math.max(30, (bpsCoF / totalBps) * 120);
        barData[2].height = Math.max(30, (bpsLoans / totalBps) * 120);
        barData[3].height = Math.max(30, (bpsDeposit / totalBps) * 120);
        barData[4].height = 140 + barData[1].height + barData[2].height + barData[3].height;
        // Cap total bar height
        const maxH = 190;
        if (barData[4].height > maxH) {
            const scale = maxH / barData[4].height;
            barData.forEach((d, i) => { if (i > 0) d.height *= scale; });
            barData[4].height = maxH;
        }
    } else {
        barData[4].height = 140;
    }

    chart.innerHTML = barData.map(d => `
        <div class="wf-bar-group">
            <div class="wf-bar-container">
                <div class="wf-bar ${d.type}" style="height:${d.height}px">
                    <span class="wf-bar-value">${d.displayVal}</span>
                </div>
            </div>
            <div class="wf-bar-label">${d.label}</div>
        </div>
    `).join('');
}

// Initial calculation
calculate();


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✅ Low Risk - https://donimcal-zr7a1a40vc.edgeone.app/

Requests	IP Address	Location	AS Autonomous System
4	142.251.208.3	United States	AS15169Google LLC
2	172.217.16.170	United States	AS15169Google LLC
2	43.152.26.58	Singapore	AS139341ACE
8	3	-	-

Security Scan Report: donimcal-zr7a1a40vc.edgeone.app

Summary

AI Security Verdict

Safe Website

Safety Factors

Details

Screenshot

Page Load Overview

Language Analysis

Primary Language

Detection Details

Website Classification

Primary Category

All Detected Categories

Detected Features

Domain & IP Information

Content Similarity HashesFor malware variant detection

TLSH (Trend Micro Locality Sensitive Hash)

ssdeep (Context Triggered Piecewise Hashing)

sdhash (Similarity Digest Hashing)

Image Hashes

Perceptual Hashes

Other Hashes

Scan History