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⚡ Industry First: The only Earned Wage Access
solution native to Workday is here.

BLOG
Is Employee Financial Well-Being Really Top-of-Mind for Today’s Employers?
Many financial welln

ANNOUNCEMENT
Events & Conferences: Connect with Rain
Rain will be attending industry conferences thr

ANNOUNCEMENT
Rain and AllianceHCM Partner to Bring Seamless Earned Wage Access (EWA) to More Employe

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Rain streamlines Earned Wage Access with industry-leading standards. Experience an effortless on-demand pay solution designed to bring employers and employees together in financial wellness.

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Rain Technologies, Inc.

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Earned Wage Access | Rain Instant Pay

GoDaddy.com, LLC

RAINAPP.COM

Abuse

Admin

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Cloudflare, Inc.

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Google LLC

GOOGLE

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self.__next_f.push([1,"\u003cp\u003eOchsner Health, a leading nonprofit healthcare provider, with hospitals and clinics located in Louisiana, Mississippi, Alabama, South Carolina and Florida, inspires healthier lives and stronger communities through its mission to serve, heal, lead, educate and innovate. \u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eSheena Ronsonet is the Vice President of Total Rewards at Ochsner Health, responsible for leading the compensation, benefits and leave teams for the healthcare system’s 42,000 team members. In July 2025, Ochsner decided to offer earned wage access (EWA) through Rain to allow its team members access to their earned but unpaid wages. We recently sat down with Sheena to discuss the decision to offer EWA and her overall experience with Rain. This is what she told us in her words.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eChallenge\u003c/h2\u003e\u003cp\u003eOchsner Health wanted to offer a benefit that would provide financial stress relief to its team members. Some team members were taking on gig jobs to get money today and calling out from their scheduled shifts.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eHow Rain helped\u003c/h2\u003e\u003cp\u003eRain gave Ochsner Health team members secure, on-demand access to money they’d already earned — no loans and no credit checks. The integration was fast, the rollout smooth and adoption immediate. Within weeks, more than one in five eligible team members were using Rain. It empowered Ochsner’s workforce, reduced stress and strengthened trust — all while fitting seamlessly into the organization's Total Rewards strategy.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eDeciding to offer a financial wellness benefit \u003c/h2\u003e\u003cp\u003eAnecdotally, we heard that team members were calling out of their shifts so they could work a second job offering same-day pay. We have an employee financial assistance program funded by Ochsner. Team members can apply for assistance if they’re facing financial hardship. We also offer 401(k) loans and work with a small loan company that provides loans through a payroll deduction program, without a credit check. \u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eHearing direct feedback through a variety of communication methods, including team member town hall sessions we host throughout the system, helped us realize that EWA was an innovative tool that could definitely help our team members. Additionally, it was so meaningful for our executive team to be completely on board and advocate for implementation of the program.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003e\"Health care is our business, and our business is helping people get healthy. And we’re not just talking about physical health. Financially healthy team members, who are not stressing about money, provide better care to our patients. It’s that simple.\"\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eWhy we chose Rain \u003c/h2\u003e\u003cp\u003eWe first reviewed current Workday partners since this is our HRIS system of choice. We looked at several vendors, one of which used an intercept model. There were a lot of concerns about the various different models. We take the security of our systems and our team members’ information seriously, implementing rigorous safeguards to protect confidentiality, integrity and availability at every level.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWhen we met with Rain, the relationship felt different right from the start. It was a true partnership from day one, an approach we welcomed and that has continued from the first interaction.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eSmooth and seamless implementation\u003c/h2\u003e\u003cp\u003eOur Payroll, HRIS and IS teams played pivotal roles in the implementation. From the initial vendor evaluation through decision-making and execution, they were key partners at every stage. Once our decision was made to proceed with Rain, the Payroll and IS teams worked closely with Rain to build pay codes, test file feeds and ensure accuracy.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eOne of the smartest moves we made was launching Rain mid-pay period. When team members opened the app for the first time, they immediately saw their available earnings balance. That instant visibility created trust and excitement right from the start.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eOur communication strategy was equally important. We started with our leaders and HR support team and then moved on to our broader employee base. Rain’s team hosted multiple webinars, helped us craft messaging, and supported us along every step of the way.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eEarly results and employee impact\u003c/h2\u003e\u003cp\u003eToday, around 21% of eligible team members are active Rain users, and roughly 16% use the tool regularly — just months after launch. Earned wage access is not just a financial tool; it’s a human one. It gives our people the flexibility to handle life’s moments, big or small, with confidence and dignity.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe feedback has been wonderful. One mom told us she’d used Rain at a previous employer and was thrilled to see it here. Another employee shared that she used it to replace a broken dryer, avoiding the need for a high-interest credit card.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThose are small stories, but they represent something big — less stress, more stability and a stronger sense of trust between Ochsner and our team members.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAs someone who loves data, I’m also studying the ripple effects — whether 401(k) loans or short-term payroll loans are decreasing, whether absenteeism is improving, and how access to earned wages may be supporting retention.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eCustomer success and partnership\u003c/h2\u003e\u003cp\u003eI can’t say enough about Rain’s customer success team. From Christy in sales, to Keith in implementation, to Cassie and Nick in customer success — every handoff has been seamless.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWhen I’ve needed reporting adjustments or dashboard enhancements, they’ve delivered within a day. After I shared how I like to analyze data, Rain’s product team built automated reports tailored exactly to our needs. That kind of responsiveness is rare.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eRain feels like an extension of our own HR and Payroll teams — proactive, data-savvy and genuinely invested in our success.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch2\u003eLessons learned\u003c/h2\u003e\u003cp\u003eFor other healthcare organizations considering earned wage access, my advice is simple — start small, move fast and communicate clearly.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eYou don’t need to overcomplicate it; base rate and hours worked are enough. Launch mid-pay period so team members see immediate impact. And make sure leaders and HR partners are prepared to answer questions confidently.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWe chose to automatically include individual contributors and supervisors, while allowing managers and above to opt in during open enrollment. That balance works beautifully for our structure.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eMost importantly, remember, this isn’t just a benefit. It’s a message of trust and care — a tangible way to say, “We see you, and we’re here for you.”\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIf you want to support your team members holistically, Rain would be a wonderful extension of your total rewards offerings. This is not a loan, it’s dignity and flexibility, delivered through access to the money your team members have already earned.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp\u003eIt’s 6:30 p.m. on a Friday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe restaurant is filling up fast. Tickets are stacking up in the kitchen. A hotel lobby hums with guests checking in after a long travel day. Somewhere nearby, a quick-service drive-thru line is already wrapped around the building.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd then it happens.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eSomeone doesn’t show up.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eNot because they don’t care.\u003cbr\u003eNot because they’re disengaged.\u003cbr\u003eBut because life got in the way — an unexpected expense, a transportation issue, a bill that couldn’t wait until payday so the employee decided to Uber for the day to make some fast cash.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIn hospitality, moments like these matter and they tend to have a ripple effect. One missing person turns into slower service, stressed teammates, frustrated guests and managers jumping behind the counter or onto the floor just to keep things moving.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis is the daily reality of an industry built on shift-based, hourly labor — and it’s why more hospitality operators are increasingly rethinking how and when their teams get paid.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eAn industry that never stops moving\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eHospitality is a major job creator, often cited as the largest or second-largest private employer in the U.S.\u003cbr\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe U.S. accommodation and food services sector, which includes hotels, restaurants, bars and related services contributes \u003ca href=\"https://www.mmcginvest.com/post/the-u-s-accommodation-and-food-services-sector-a-post-pandemic-resurgence-and-future-outlook#:~:text=The%20U.S.%20Accommodation%20and%20Food%20Services%20sector%20%E2%80%93%20encompassing%20hotels%2C%20restaurants,sector%20was%20forced%20to%20adapt.\"\u003e3.2% of national GDP and employs roughly 14–16 million people\u003c/a\u003e, making it the nation’s second-largest private employer. In 2024, industry revenues reached an \u003ca href=\"https://www.mmcginvest.com/post/the-u-s-accommodation-and-food-services-sector-a-post-pandemic-resurgence-and-future-outlook#:~:text=The%20U.S.%20Accommodation%20and%20Food%20Services%20sector%20%E2%80%93%20encompassing%20hotels%2C%20restaurants,sector%20was%20forced%20to%20adapt.\"\u003eestimated $1.6 trillion.\u0026nbsp;\u003c/a\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBut scale doesn’t equal stability.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eTurnover in hospitality regularly reaches \u003ca href=\"https://www.roostedhr.com/blog/hospitality-jobs-have-some-of-the-highest-turnover-rates\"\u003e\u003cstrong\u003e70–80% a year\u003c/strong\u003e\u003c/a\u003e. Even well-run operations struggle to keep attrition below \u003cstrong\u003e50–60% \u003c/strong\u003e— levels most industries would consider unsustainable. Post-COVID recovery hasn’t erased the challenge either. The World Travel \u0026amp; Tourism Council (WTTC) projects that the global hospitality industry could face a shortfall of about\u003ca href=\"https://www.hoteldive.com/news/hospitality-industry-workforce-shortfall-wttc/802451/\"\u003e 8.6 million workers by 2035,\u003c/a\u003e meaning the sector may be roughly 18% below needed staffing levels if current trends continue.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAt the same time, the workforce is changing. Younger workers are less willing to tolerate unpredictable schedules, tip volatility and constant stress — especially when similar pay is available elsewhere.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe result? Operators are stuck in a loop: Hire. Train. Lose. Repeat.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eWhere the real pressure shows up\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAsk a hospitality manager where staffing problems hurt most, and the answer is rarely abstract.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIt’s the housekeeper who can’t make it in for an early shift, delaying check-in times.\u003cbr\u003eIt’s the server who leaves for a job offering faster access to pay.\u003cbr\u003eIt's the line cook who wants overtime — but can’t wait two weeks to see it.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIn restaurants especially, income can fluctuate wildly based on tips. A slow night, bad weather or being sent home early can shrink a paycheck overnight — even though costs associated with rent, gas and groceries don't change.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor frontline staff living paycheck to paycheck, timing matters as much, or even more, as total wages.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd when that timing doesn’t work, your operation can feel it immediately.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eA small change that makes a big difference\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis is where earned wage access can come in to save the day.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEarned wage access (EWA) lets employees access a portion of the pay they’ve already earned\u0026nbsp; — before payday. It’s not a loan. It doesn’t change payroll cycles. It simply gives workers flexibility when life and bills don't line up neatly with your organization’s traditional payroll schedule.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eRain was built specifically for industries like hospitality with high turnover, variable shifts, tip-heavy roles and tight margins.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd the impact shows up where it matters most.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWhen workers can access their earned pay when needed:\u003c/p\u003e\u003cul\u003e\u003cli\u003eThey’re more likely to show up for their shift.\u003c/li\u003e\u003cli\u003eThey’re more willing to pick up extra hours during peak demand.\u003c/li\u003e\u003cli\u003eThey’re less likely to leave for marginal pay increases elsewhere.\u003c/li\u003e\u003cli\u003eThey’re less distracted by short-term financial stress.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor operators, that translates into fewer no-shows, better shift coverage and more consistent service.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eWhy this works for hospitality operators\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eHospitality leaders are understandably cautious about adding anything that complicates payroll — especially in environments with unions, franchises and strict compliance requirements.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThat’s why Rain is designed to fit seamlessly into existing operations with:\u003c/p\u003e\u003cul\u003e\u003cli\u003eNo disruption to payroll cycles\u003c/li\u003e\u003cli\u003eEmployer-configurable guardrails to manage employee access responsibly\u003c/li\u003e\u003cli\u003eSupport for tip-based workers through average base-pay calculations\u003c/li\u003e\u003cli\u003eFast deployment across multiple locations or franchises\u003c/li\u003e\u003cli\u003eGeofencing options to ensure hours are captured correctly at the right property\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor franchisees managing dozens of locations, this matters. They need solutions that improve store-level earnings before interest, taxes, depreciation and amortization (EBITDA), not ones that add overhead.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eThe ripple effect on guest experience\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eHospitality is one of the few industries where staffing issues are immediately visible to and felt by guests.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWhen teams are short:\u003c/p\u003e\u003cul\u003e\u003cli\u003eWait times increase\u003c/li\u003e\u003cli\u003eService slips\u003c/li\u003e\u003cli\u003eMistakes happen\u003c/li\u003e\u003cli\u003eReviews suffer\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBut when shifts are fully staffed and employees feel supported, the difference is palpable. Service is smoother. Teams collaborate better. Guests notice.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA doesn’t replace good management, fair scheduling or competitive pay, but it does reinforce all of them by removing one of the biggest sources of friction in hourly work, financial instability between paydays.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eA different way to think about pay\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAt its core, earned wage access is about alignment.\u003c/p\u003e\u003cul\u003e\u003cli\u003eAligning the timing of pay with the realities of shift work\u003c/li\u003e\u003cli\u003eAligning financial stability with operational stability\u003c/li\u003e\u003cli\u003eAligning employee needs with business outcomes\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor hospitality operators, that alignment can be the difference between constantly putting out fires and finally building a team that shows up, stays longer and delivers better service.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBecause in an industry where empty tables and short-staffed shifts don’t serve guests, keeping people on the floor isn’t just an HR goal — it’s the entire business.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd sometimes, the fastest and easiest way to stabilize a hospitality workforce is simply to give people access to the money they’ve already earned.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIf you want to discover how Rain can keep your customers, your employees and your business happy and thriving, \u003ca href=\"https://www.rainapp.com/book-a-demo\"\u003espeak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp\u003eWalk onto any manufacturing floor today and you’ll see the story behind the data: operators hustling through long shifts, supervisors juggling callouts and HR teams fighting to keep production fully staffed.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eYou’ll also see something less visible but even more powerful — financial stress affecting everything from attendance to safety.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd the data confirms it.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eAn industry under pressure\u0026nbsp;\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eNearly \u003ca href=\"https://www.newsweek.com/2025-rise-americans-living-paycheck-2128753\"\u003e\u003cstrong\u003e67% of U.S. workers now live paycheck to paycheck\u003c/strong\u003e\u003c/a\u003e, up sharply from last year. Among lower-income workers (a group that includes many production associates), that number jumps to \u003cstrong\u003e77%\u003c/strong\u003e.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eMeanwhile, manufacturing faces one of the harshest labor markets in decades:\u003c/p\u003e\u003cul\u003e\u003cli\u003e\u003ca href=\"https://nam.org/mfgdata/facts-about-manufacturing-expanded/#:~:text=4.,pandemic%20%282017%E2%80%932019%29.\"\u003e\u003cstrong\u003eBy 2033, 3.8 million manufacturing jobs will likely be needed, and 1.9 million are expected to be unfilled\u003c/strong\u003e\u003c/a\u003e\u003cstrong\u003e \u003c/strong\u003edue to a skills shortage and the applicant gap in the U.S. manufacturing industry\u003c/li\u003e\u003cli\u003eThe average separation rate is \u003ca href=\"https://www.theresource.com/2025/11/03/manufacturing-turnover-rate/\"\u003e\u003cstrong\u003e24% to 32% annually, with a median of around 28%\u003c/strong\u003e\u003c/a\u003e\u003c/li\u003e\u003cli\u003e80% of employers report that financial stress is lowering their employees’ performance levels and \u003ca href=\"https://www.forbes.com/sites/colleenreilly/2020/09/09/why-financial-wellbeing-at-work-is-more-important-than-ever/\"\u003e\u003cstrong\u003ecosting them half a trillion dollars annually\u003c/strong\u003e\u003c/a\u003e.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThese pressures aren’t abstract. They show up every time an operator calls out because of a $300 car repair or a childcare emergency that can’t wait until payday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eDespite modernized facilities, many workers still hold outdated perceptions of factory work as dull, repetitive and dangerous. Manufacturing also experiences higher injury rates than private sector jobs, which only add to the difficulty of attracting and keeping talent.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIn a plant, a missed shift isn’t just an inconvenience — it’s lost production, delayed orders or a line forced to run short-staffed.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eOther pressures the manufacturing industry is facing include:\u003c/p\u003e\u003cul\u003e\u003cli\u003eFacilities in competitive regions are pursuing the same talent pool,\u003c/li\u003e\u003cli\u003eProduction lines are becoming more physically demanding with unsafe conditions (chemicals, heat, sharp/heavy equipment).\u003c/li\u003e\u003cli\u003eRetirements are accelerating faster than backfills. Younger generations are less likely to want physically demanding roles.\u0026nbsp;\u003c/li\u003e\u003cli\u003eSmart manufacturing, designed to optimize factory production, requires that workers be trained to adopt robotics, AI predictive analytics and other high tech tools.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eWhy Earned Wage Access (EWA) changes the story\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEarned wage access (EWA) helps workers bridge the gap between bills and payday. It doesn’t raise wages — it simply lets employees access part of what they’ve already earned, when they actually need it. And it’s a payroll-friendly way for line workers to access earned wages, without disrupting operations, introducing risk or overwhelming payroll teams.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd that small shift has a measurable impact:\u003c/p\u003e\u003cul\u003e\u003cli\u003eRain users work an average of \u003cstrong\u003e17 more hours per month\u003c/strong\u003e.\u003c/li\u003e\u003cli\u003eEmployers see up to a \u003cstrong\u003e49% increase in 6-month retention\u003c/strong\u003e after offering Rain.\u003c/li\u003e\u003cli\u003eImproved safety on the floor because there’s less distraction due to money stress, which leads to fewer mistakes in high-risk, physically demanding environments.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThese facts translate into something deeper:\u003c/p\u003e\u003cul\u003e\u003cli\u003eFewer workers miss shifts because they can’t afford gas.\u003c/li\u003e\u003cli\u003eFewer operators are distracted by overdue bills or financial emergencies.\u003c/li\u003e\u003cli\u003eMore employees choose to pick up overtime when they can access the extra earnings quickly.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eUltimately, this leads to more worker stability on the line in production environments, which is good news for employers.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eWhy this matters so much in manufacturing\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe manufacturing industry depends on people — not just machines.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBut when more than \u003cstrong\u003e1 in 4 workers\u003c/strong\u003e are separated annually, and \u003cstrong\u003e2.1M roles\u003c/strong\u003e are projected to go unfilled, every missed shift, every early exit and every preventable turnover hurts production, product quality and the bottom line.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA helps manufacturing companies solve the human challenges behind the operational ones:\u003c/p\u003e\u003cul\u003e\u003cli\u003e\u003cstrong\u003eAttendance improves\u003c/strong\u003e because workers can deal with financial emergencies before they spiral.\u003c/li\u003e\u003cli\u003e\u003cstrong\u003eSafety improves\u003c/strong\u003e because financial stress — a major source of distraction — decreases.\u003c/li\u003e\u003cli\u003e\u003cstrong\u003eRetention improves\u003c/strong\u003e because workers feel supported in a role that often feels unforgiving.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eRain’s EWA solution isn't just a perk. It’s a production stabilizer.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eA simple benefit that meets workers where they are\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eMost line workers don’t ask for much. They want to show up, do good work and take care of their families. But when a flat tire or an unexpected bill threatens their ability to get to your plant tomorrow, they’re stuck.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eManufacturer companies feel those moments in unfilled shifts, late starts and long hiring cycles.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA gives workers a safety net, and it gives plants the workforce consistency they need to be able to rely upon day in and day out.\u0026nbsp;\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBecause when workers can access their own wages responsibly, they don’t just feel more secure, they\u003cstrong\u003e \u003c/strong\u003eshow up more, stay longer, and stay safer.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWant to learn how Rain can keep your manufacturing lines humming by keeping your line workers on the job and focused? \u003ca href=\"https://www.rainapp.com/book-a-demo\"\u003eSpeak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp\u003e\u003cem\u003eBy Tricia Shea, Sr. Director of Channel and Partnerships\u003c/em\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eSome people hear “Earned Wage Access” and think it’s just about allowing someone to get access to their pay.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBut the truth is, it should be much deeper than that.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWith the right EWA provider, one with a strong core mission like\u003ca href=\"https://www.linkedin.com/company/rain-app/\"\u003e Rain\u003c/a\u003e, it’s about supporting someone’s long-term journey out of the vicious cycle of debt, instability and constant financial anxiety. It’s about giving people breathing room, dignity and a sense of control during seasons of life that feel completely out of control.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd the reality is … not all of us have lived this.\u003c/p\u003e\u003cp\u003eSome have never experienced that kind of pressure.\u003c/p\u003e\u003cp\u003eSome don’t remember what it felt like.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eI remember.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eI remember going through a divorce, suddenly becoming a single parent, trying to balance work, kids, bills and the fear of falling behind. I remember what it felt like to survive one day at a time, and that’s why this work matters to me on a deeper level and for so many others of us here at Rain.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBecause this is still happening every single day.\u003c/p\u003e\u003cp\u003eThis is a real post from a Facebook group I’m in, and I’m sure there are so many more just like this:\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003e“I hate that I am even typing this out … I have a job, I’m working all the hours I can, but I’m still catching up on bills. Today I came home to our power being shut off. I’m a single mom of two teenage boys … I don’t get paid again until Monday … If anyone can help put a few dollars on the account just to get us by, I’d be grateful …”\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eA real post.\u003c/p\u003e\u003cp\u003eA real person.\u003c/p\u003e\u003cp\u003eA real family trying to hold things together.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd it’s the exact reason we do what we do.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA isn’t the whole solution, but it’s often the first step in helping someone avoid predatory lenders, late fees, shutoff notices, and that constant sinking feeling of “I’m never going to catch up.” It’s a tool that helps bridge moments like this so people can breathe long enough to rebuild.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd when EWA is paired with real financial wellness tools, the kind a company actually invests in, promotes, and builds intentionally not just a “check the box” benefit, that’s when the real change happens. That’s when people can move from surviving to stabilizing, and eventually to growing.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFinancial wellness is not about luxury.\u003c/p\u003e\u003cp\u003eIt’s not about convenience.\u003c/p\u003e\u003cp\u003eIt’s about stability, dignity and hope.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAnd for many families, it’s the difference between spiraling deeper or finally getting a chance to climb out.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThat’s why this mission matters.\u003c/p\u003e\u003cp\u003eThat’s why we show up every day.\u003c/p\u003e\u003cp\u003eAnd that’s why EWA, supported by meaningful financial wellness resources, is so much more than a product. It’s a lifeline.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWant to be a hero to your hourly workforce? \u003ca href=\"https://www.rainapp.com/book-a-demo\"\u003eSchedule time to speak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eWe’re proud to share that Rain has again received top honors in the latest G2 awards, an achievement driven by the employers and employees who rely on us every day.\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eGarnering an impressive eight awards in the Earned Wage Access (EWA) and Financial Wellness categories reaffirms why employers and employees continue to trust us to deliver the most transparent, responsible and reliable EWA. It also underscores our dedication to building the most dependable and responsible financial wellness platform in the market today.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese recognitions reinforce Rain’s continued leadership and the real results we drive for workforces nationwide.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eRecognition in Earned Wage Access and Financial Wellness\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.g2.com/products/rain-technologies-inc/reviews\" id=\"\"\u003eIn the Winter 2026 G2 reports\u003c/a\u003e, Rain was recognized across two major categories, Earned Wage Access and Financial Wellness:\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eEarned Wage Access\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eLeader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong\u003eMomentum Leader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eFinancial Wellness\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eHigh Performer\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eMomentum Leader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese Winter 2026 awards emphasize what our customers value most: a platform that’s easy to use, reliable and consistently delivers meaningful outcomes for both employers and employees.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eWhat Our Partners Are Saying on G2\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch4 id=\"\"\u003eWhat do you like best about Rain Technologies, Inc.?\u003c/h4\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“From an administrator standpoint, setup was very easy. Rain took care of almost everything and helped walk us through the platform. Utilizing the system day to day is a breeze and [Rain] is always willing to support if there is an issue. This was the easiest partner relationship we have ever set up. From an employee standpoint, the app is very easy to set up, simple to navigate and has a built-in chat function. Many of our employees use the App several times a week to help pay bills.”\u003c/p\u003e\u003cp id=\"\"\u003e—Kendal B., VP of Operations\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003e‍\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003e“We switched to Rain from another provider because they offered a free option for our employees. Also, they're not a bank but instead, actually front the money to our employees and send us a deduction file every two weeks. They're business model better supported the needs of our employees and our business.”\u003c/p\u003e\u003cp id=\"\"\u003e—Richard M., Vice President of HR\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003e‍\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003e“Rain customer support is very easy to communicate with, and their site is extremely user friendly. Our staff enjoys having easy access to their earned wages prior to payday. All aspects of the process went smoothly, from the implementation to the integration, importing and exporting of files. Tasks are all simple and quick. I am happy we offer the service to our staff. There has been a gradual increase in the frequency of staff usage since we started with Rain.”\u003c/p\u003e\u003cp id=\"\"\u003e— LaRayne D.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eA Bright Future\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAs Earned Wage Access continues to evolve as an essential benefit for the modern workforce, Rain’s Winter 2026 G2 Awards confirm that we’re setting the standard. If you’re looking to lower employee financial stress, improve retention and boost engagement, our team stands ready to guide you.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003ca href=\"https://www.rainapp.com/book-a-demo?_gl=1*1kubyjx*_gcl_au*MTg5NTIzMTU5My4xNzY0MDgyODcy\" id=\"\"\u003eConnect with an EWA expert \u003c/a\u003eto discover how Rain can make a difference for your organization.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eWhen employers explore Earned Wage Access (EWA), they’re usually motivated by the right reasons, such as reducing employee financial stress, improving retention and offering a modern benefit that meets the needs of an hourly and frontline workforce. But as demand for EWA has grown, so has the number of vendors offering it, and providers use very different models to support their EWA offering.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eOne of the biggest, least discussed differences among EWA providers is the way in which they interact with your payroll function. And for some providers, that means just one thing — they want to take control of your payroll.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBefore any employer hands over the most sensitive, business-critical part of their operation to a third party, one question deserves your most careful consideration:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eDo you really want to hand your payroll function over to an EWA provider?\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eThe hidden risks inherent in payroll intercept models\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eA large portion of the EWA market relies on what’s called the \u003cstrong id=\"\"\u003epayroll intercept model\u003c/strong\u003e. In this model, the EWA provider inserts itself directly between you and your employees’ pay.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis requires:\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eRerouting all EWA-participating employees’ direct deposits to vendor-controlled accounts\u003c/li\u003e\u003cli id=\"\"\u003ePaying employees from the vendor, not the employer\u003c/li\u003e\u003cli id=\"\"\u003eAllowing the vendor to recoup its funds \u003cem id=\"\"\u003ebefore\u003c/em\u003e the employee receives the remaining balance of their pay\u003c/li\u003e\u003cli id=\"\"\u003eAccepting the risk of delays, reconciliation issues or vendor outages\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis means the EWA vendor — not you — controls the last mile of payroll delivery.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAnd if something goes wrong (and it has, publicly), your employees don’t blame the vendor.\u003cbr\u003eThey blame you.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eIntercept models create a structural risk that no employer should accept lightly.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eThe operational burdens no one talks about\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAlthough intercept-based EWA vendors market their solution as “turnkey,” many employers later discover that the operational and employee experience impacts are significant:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eRe-routing bank accounts\u003c/strong\u003e for every employee\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eConfusion\u003c/strong\u003e from mismatched paystubs vs. deposits\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eHigh HR/support volume\u003c/strong\u003e when employees believe they were paid incorrectly\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eReduced payroll visibility\u003c/strong\u003e because pay isn’t coming directly from the employer\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eOperational chaos\u003c/strong\u003e during vendor outages or banking delays\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003ePayroll is one of the most sensitive and trust-dependent functions of any business. Adding complexity rarely bodes well for you or your employees.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eThe safer EWA model: payroll deduction/adjustment\u0026nbsp;\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThere is a better, safer and more transparent way to deliver Earned Wage Access — the payroll deduction model, also called the payroll adjustment model. This model is the gold standard because it keeps payroll exactly where it belongs — under the employer's control.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eHere’s why employers prefer it:\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e1. Payroll stays fully in employer hands\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eYou continue running payroll exactly as you do today. Nothing changes in your delivery process, banking structure, GL or direct deposit workflows.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e2. The paystub always matches the deposit\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eBecause employees still receive pay directly from you, employee paystubs remain accurate and consistent with their payroll deposits — eliminating confusion and many calls to HR.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e3. No rerouting, no FBO accounts, no payroll takeover\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eThere are no vendor-managed accounts, no “shadow” payroll and no dependency on third-party banking timelines.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e4. EWA becomes a simple deduction, not a payroll replacement\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eAt the end of each pay cycle, the EWA provider (i.e., Rain) simply sends a file totaling the advances for each employee. Employers enter the amount as a deduction, which appears on the employee’s paystub, and run payroll as usual.\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e5. No risk of delayed paychecks\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eBecause the employer, not a third-party vendor, is making the final wage payment, paycheck delays are fully avoided. This model gives employees the benefit they want while preserving the payroll integrity your business depends on.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eWhy Rain is the best-in-class EWA provider\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAmong all EWA providers in the market, Rain leads in delivering a responsible, compliant and employer-friendly EWA model. Here’s why:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eEmployers keep full control of payroll\u003c/strong\u003e \u003cbr\u003eRain uses the payroll deduction model exclusively. We never intercept payroll or require employers to reroute employee direct deposits.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003ePaystubs always match deposits\u003c/strong\u003e \u003cbr\u003eRain’s approach ensures absolute clarity for employees. One line item. Full transparency. No confusion on payday.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eZero paycheck delays — ever\u003c/strong\u003e \u003cbr\u003eBecause employers remain the wage payer, Rain users have \u003cstrong id=\"\"\u003enever\u003c/strong\u003e experienced a paycheck delay due to our system.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eFast, accurate and compliant\u003c/strong\u003e \u003cbr\u003eRain integrates seamlessly with HR, payroll and timekeeping systems to calculate earned wages in near real-time, without touching payroll funds.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003ePrivacy-first data approach\u003c/strong\u003e \u003cbr\u003eRain collects the \u003cem id=\"\"\u003eleast amount of data\u003c/em\u003e of any major U.S. EWA provider. We don’t require SSNs, DOBs or bank account changes.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eIndustry-leading reliability\u003c/strong\u003e \u003cbr\u003eWith almost 100% uptime and more than \u003cstrong id=\"\"\u003e3.5 million employees served\u003c/strong\u003e, Rain is the trusted partner for employers with over 500 employees.\u003cbr\u003e‍\u003c/li\u003e\u003c/ul\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eBuilt for enterprise performance\u003c/strong\u003e \u003cbr\u003eRain supports consistent delivery across high-turnover industries like retail, restaurant, hospitality, health care and manufacturing.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain doesn’t just offer earned wage access — we offer the \u003cstrong id=\"\"\u003esafest, most transparent, and most employer-friendly version\u003c/strong\u003e of it on the market.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003ePayroll is way too critical to hand over to an EWA vendor\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEarned wage access is an incredibly valuable employee benefit, but only when it’s delivered responsibly. Choosing the wrong model introduces payroll risk, operational burden, employee confusion and a potential erosion of employee trust.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBefore selecting a provider, every employer should ask:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eDo you really want to hand your payroll function over to an EWA provider?\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eIf the answer is no, then the right partner is clear. Rain’s payroll deduction model protects employees, preserves payroll integrity and keeps control exactly where it belongs — with you.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWant to offer an EWA solution that keeps payroll where it belongs — with your organization and not with an EWA provider that uses the intercept model? \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSpeak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eMany companies might say they care about employee financial wellness, but what they \u003cem id=\"\"\u003emean\u003c/em\u003e by that, and what they actually\u003cem id=\"\"\u003e offer\u003c/em\u003e, is all over the map. It's high time that employers start to\u0026nbsp;Implement employee financial wellness programs because according to \u003ca href=\"https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html\" id=\"\"\u003ePwC’s 2023 Employee Financial Wellness Survey\u003c/a\u003e, 60% of full-time employees are stressed at work, and finances are the \u003cem id=\"\"\u003enumber one\u003c/em\u003e cause of stress.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFor many employers, investing in financial wellness programs is becoming part of a broader commitment to employee well-being. They understand that when people are financially stressed, their productivity drops, engagement falls and turnover rises. Financial wellness isn’t just about saving for retirement — it’s about how people are feeling today and what they’re doing to manage financial stress, especially in the paycheck-to-paycheck population. Employee financial health is foundational to overall worker well-being and business performance.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eWhat employers are doing to address financial wellness\u0026nbsp;\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eDespite the growing awareness of financial stress in the hourly workforce, employers still struggle to offer benefits that meaningfully address the problem. Most programs lean heavily toward long-term planning, such as retirement savings, while hourly workers are facing urgent, day-to-day cash-flow challenges that those programs simply can’t address.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eHere are a few of the ways employers are addressing financial stress in the workplace:\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e1. Emergency savings accounts (ESAs) / Rainy-day funds\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eSome employers now help employees build short-term savings through:\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eEmployer-matched emergency funds \u003c/strong\u003ethat allow employees to build up accessible funds for unexpected expenses (e.g., car repair, medical bill, unexpected shift cut)\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eAutomatic Payroll Deduction Savings \u003c/strong\u003e— employers create programs where a portion of an employee’s pay is automatically allocated into a savings vehicle (often post-tax) designed for either short-term or mid-term goals.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003eThese aim to prevent the type of crises that lead to absenteeism or frequent turnover.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e2. Expanding access to financial coaching and education\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eEmployers may provide budgeting, debt management and credit-building programs. However, usage is often low among hourly employees unless paired with tools that address immediate cash flow, like on-demand pay.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003cstrong id=\"\"\u003e‍\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e3. Enhancing pay and scheduling stability\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eMany employers are trying to reduce variability in weekly hours, offer more predictable schedules and raise base pay where possible. Providing more scheduling stability lowers financial stress, especially for hourly workers.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e4. Providing short-term loans or pay advances\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eSome employers offer small dollar loans or interest-free advances to help cover emergencies. These programs are often paired with financial education or savings incentives.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e5. Offering Earned Wage Access (EWA) and pay flexibility\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eOne of the fastest-growing financial wellness solutions today, EWA helps employees manage day-to-day expenses by giving access to already-earned wages before payday. Employers adopt EWA because it reduces financial stress immediately, something retirement plans can’t do!\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eMany solutions fall short for hourly workers\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eMost employer-sponsored benefits, including retirement plans, investment tools, debt management programs, and education resources, are designed for \u003cstrong id=\"\"\u003el\u003c/strong\u003eong-term financial health and are focused on the\u003cem id=\"\"\u003e future\u003c/em\u003e, while hourly employees are struggling with today because they face:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eUnpredictable schedules\u003c/li\u003e\u003cli id=\"\"\u003eVariable hours and fluctuating income\u003c/li\u003e\u003cli id=\"\"\u003eHigh exposure to emergencies (car repairs, childcare, medical bills)\u003c/li\u003e\u003cli id=\"\"\u003eReliance on payday loans, overdrafts and high-cost fees\u003c/li\u003e\u003cli id=\"\"\u003eLimited savings or safety nets\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWhen an employee is worried about making rent, buying diapers or paying for gas to get to their shift, a budgeting webinar or 401(k) match doesn’t help much. Their barrier is timing and their problem is liquidity, not lack of retirement planning.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis mismatch between what employers offer and what employees need creates a persistent, costly cycle of stress, absenteeism and turnover, particularly for hourly populations.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eHow Rain addresses the gap between what employers offer and what employees need\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eMost employers want to help employees improve their financial health, but traditional benefits focus on long-term goals and solutions, while hourly workers are struggling with short-term cash-flow challenges that affect \u003cem id=\"\"\u003etoday\u003c/em\u003e. Rain fills this gap by delivering \u003cem id=\"\"\u003eimmediate\u003c/em\u003e financial stability, which is the one thing no other benefit reliably provides.\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain begins by solving the root problem behind most financial stress, and that’s timing. Bills, emergencies, childcare costs, groceries and transportation issues don’t wait for payday. With Rain, employees can access wages they’ve already earned the moment they need them, giving them control where they previously had none.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis single shift changes everything. Workers who once relied on payday loans, overdrafts and\u0026nbsp; high-cost credit now have a safe alternative. And employers quickly see the downstream effects, which include fewer absences, stronger engagement, more reliable staffing and improved retention. When people aren’t consumed by financial stress, they can show up more fully, both at work and in life.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is uniquely positioned to do this without burdening the employer. With Rain, the employer remains in full control of payroll, while requiring minimal operational lift:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eNo bank redirects or FBO accounts\u003c/li\u003e\u003cli id=\"\"\u003eNo paycheck delays\u003c/li\u003e\u003cli id=\"\"\u003eClear, simple payroll deductions\u003c/li\u003e\u003cli id=\"\"\u003eA clean, transparent paystub that matches the employee’s payroll deposit\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis reliability is why Rain achieves a near 100% uptime and has \u003cem id=\"\"\u003enever\u003c/em\u003e caused a delayed paycheck. Employers get the benefits of offering EWA without the complexity that other EWA models often introduce.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain also builds trust with employees because it is designed to be responsible and transparent. Workers always have a free ACH option, clear visibility into their earnings and an intuitive app that updates in near real-time. Rain collects the least amount of personal data of any EWA provider, ensuring privacy and reducing employer risk. The program is easy to understand, easy to use and easy to rely on — exactly what hourly workers need.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is the foundation of a modern financial wellness strategy, the piece that supports today’s needs while enabling the fulfillment of tomorrow’s goals. With Rain, employers aren’t just offering a benefit, they’re providing the stability employees need to thrive.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWant to offer a financial wellness benefit that shows you understand the plight of your hourly employees? \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule time to speak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003cstrong id=\"\"\u003e🗓️ January 11–13, 2026\u003c/strong\u003e‍\u003c/p\u003e\u003ch2 id=\"\"\u003eRetail NRF: Retail's Big Show\u003c/h2\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eJavits Convention Center | New York, NY\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eRain will be attending NRF 2026: Retail’s Big Show — the premier retail gathering where leaders connect to explore the next generation of retail solutions. Discover how our Earned Wage Access solution helps retailers attract and retain hourly staff, reduce turnover, and boost employee satisfaction.\u003ca href=\"https://meetings.hubspot.com/events-rain/nrf-meeting-link?uuid=92c8e7a3-b814-41bf-886d-06b1734e95cf\" id=\"\"\u003e\u003cstrong id=\"\"\u003e \u003c/strong\u003eBook a meeting with our team on-site\u003c/a\u003e to explore how Rain can support your workforce — and \u003ca href=\"https://luma.com/ua5bhyw6\" id=\"\"\u003eRSVP for our offsite happy hour\u003c/a\u003e at Nizuc during the event.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e🗓️ January 22–23, 2026\u003c/strong\u003e‍\u003c/p\u003e\u003ch2 id=\"\"\u003eConnexion Live\u003c/h2\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eAstor Crowne Plaza | New Orleans, LA\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eAt Connexion Live, Rain is joining leaders shaping the future of work to discuss how Earned Wage Access can elevate employee well-being and business results. Our on-demand pay solution helps organizations reduce turnover, boost engagement, and build a more resilient workforce. \u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e🗓️ February 3–4, 2026\u003c/strong\u003e‍\u003c/p\u003e\u003ch2 id=\"\"\u003eWorkforce Management in Fast Casual and QSR Summit\u003c/h2\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eRenaissance Dallas Hotel | Dallas, TX\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eRain will be exhibiting at the Workforce Management in Fast Casual and QSR Summit, showcasing how Earned Wage Access helps restaurants reduce turnover, improve scheduling reliability, and boost employee satisfaction. Our on-demand pay solution integrates seamlessly and delivers immediate value for both operators and frontline teams. Visit our booth and \u003ca href=\"https://meetings.hubspot.com/events-rain/workforce-management-in-fast-casual-and-qsr-summit-2026?uuid=7a804903-cd44-402e-964b-686280e5ae6f\" id=\"\"\u003ebook a meeting with us to reserve dedicated time on-site\u003c/a\u003e to explore how Rain can strengthen your workforce.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e🗓️ February 3–4, 2026\u003c/strong\u003e‍\u003c/p\u003e\u003ch2 id=\"\"\u003eMillenium Alliance\u003c/h2\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eThe JW Marriott | Atlanta, GA\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eRain is thrilled to be attending the Millennium Alliance Transformational CHRO Assembly this February in Atlanta, where HR innovators will gather to shape the future of workforce strategy. As a pioneer in Earned Wage Access, Rain helps organizations enhance employee financial wellness, strengthen engagement, and simplify payroll processes. We’re excited to connect with CHROs and HR leaders to discuss how on-demand pay can drive a more resilient and empowered workforce.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e🗓️ March 17–19, 2026\u003c/strong\u003e‍\u003c/p\u003e\u003ch2 id=\"\"\u003eUnleash America\u003c/h2\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eCaesars Forum | Las Vegas, NV | Booth 364\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eRain will be exhibiting at UNLEASH America — come visit our booth to discover how our Earned Wage Access solution gives employees financial flexibility, reduces turnover, and boosts retention and engagement. Our platform integrates smoothly with existing payroll and scheduling systems to deliver real results. \u003ca href=\"https://meetings.hubspot.com/events-rain/unleash-america-2026?uuid=0900f7ac-0a6d-4d29-ace2-0e2b8da6b456\" id=\"\"\u003eBook a meeting with us on-site\u003c/a\u003e to reserve your time and explore how Rain can elevate your compensation strategy.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eAs financial stress continues to impact millions of U.S. workers, more employers are seeking modern solutions that support employee financial wellness while improving retention and operational efficiency. Today, Rain, a leading \u003cstrong id=\"\"\u003eEarned Wage Access (EWA)\u003c/strong\u003e provider, \u003ca href=\"https://www.businesswire.com/news/home/20251119100762/en/Rain-Adds-AllianceHCM-to-its-Partner-Network-Simplifying-the-Ability-to-Offer-Earned-Wage-Access-to-Clients\" id=\"\"\u003eannounced a new partnership\u003c/a\u003e with \u003cstrong id=\"\"\u003eAllianceHCM\u003c/strong\u003e, a trusted all-in-one payroll and HR platform. This collaboration makes it easier than ever for companies to offer \u003cstrong id=\"\"\u003eresponsible EWA directly through their existing payroll systems\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eA powerful integration built for today’s workforce\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAllianceHCM supports employers across key industries such as restaurant, retail, manufacturing and health care. These sectors face some of the highest turnover rates and greatest amount of pressure to enhance the employee experience.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBy integrating Rain’s earned wage access platform with AllianceHCM, employers can now:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eOffer EWA without changing payroll providers\u003c/li\u003e\u003cli id=\"\"\u003eReduce administrative complexity\u003c/li\u003e\u003cli id=\"\"\u003eImprove payroll accuracy and compliance\u003c/li\u003e\u003cli id=\"\"\u003eProvide employees with real-time visibility into their earned wages\u003c/li\u003e\u003cli id=\"\"\u003eReduce financial stress and improve retention and productivity\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis direct integration helps employers deliver financial wellness benefits that are simple, compliant and efficient, minimizing any additional administrative burden on the HR and payroll teams.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eWhy EWA matters for employers now\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFinancial stress is one of the biggest challenges facing today’s workforce. According to a September 2025 \u003ca href=\"https://www.newsweek.com/2025-rise-americans-living-paycheck-2128753\" id=\"\"\u003e\u003cstrong id=\"\"\u003eNewsweek report\u003c/strong\u003e\u003c/a\u003e, \u003cstrong id=\"\"\u003e67% of U.S. workers are living paycheck to paycheck\u003c/strong\u003e, making everyday expenses difficult to manage.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis financial instability leads to:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eHigher turnover\u003c/li\u003e\u003cli id=\"\"\u003eIncreased absenteeism\u003c/li\u003e\u003cli id=\"\"\u003eLower productivity\u003c/li\u003e\u003cli id=\"\"\u003eMore employee burnout\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEarned wage access gives employees access to their already-earned wages before payday, helping them avoid payday loans, overdraft fees and late bill payment fees. For employers, offering EWA can dramatically improve retention, productivity and employee engagement.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWhen EWA is delivered through a secure and compliant payroll integration, it becomes one of the most impactful financial wellness benefits available to your hourly and frontline workforces.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eLeaders highlight the value of the Rain + AllianceHCM partnership\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain’s Vice President of Channel Sales \u0026amp; Partnerships, Shohan Rahman, emphasized the importance of strategic partners in expanding responsible EWA access:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“Our partner network continues to grow at an accelerated pace. These partnerships extend our reach to many more companies, helping to ease the burden of financial stress for millions of employees. We’re grateful to AllianceHCM for trusting Rain to deliver a responsible earned wage access solution to their clients.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAllianceHCM’s Senior Vice President of Sales, Vickie Sorokin, underscored how the integration supports employers:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“At AllianceHCM, we build partnerships that streamline payroll and HR operations. Integrating Rain’s earned wage access solution reflects our commitment to helping clients reduce turnover costs, strengthen employee engagement and retention, boost productivity, and simplify labor management across every location.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eA seamless, compliant and scalable EWA solution\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAs more companies begin to prioritize financial wellness for their employees, this partnership enables employers to offer a safe, responsible and compliant EWA program through the payroll provider they already rely on. Rain’s platform is designed for:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eAccuracy\u003c/li\u003e\u003cli id=\"\"\u003eTransparency\u003c/li\u003e\u003cli id=\"\"\u003eScalability\u003c/li\u003e\u003cli id=\"\"\u003eSecurity\u003c/li\u003e\u003cli id=\"\"\u003eRegulatory compliance\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAllianceHCM’s customers now have access to a proven EWA solution that supports both employee well-being and your organization’s ability to attract and retain top talent.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe Rain + AllianceHCM partnership marks a major milestone in expanding access to responsible earned wage access benefits. Employers looking to reduce turnover, improve employee experience and support workforce financial stability can now deliver EWA more easily than ever.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eTo learn more, \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eschedule time to speak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eIn today’s workplace, financial stress has quietly become one of the most urgent challenges leaders face, and yet it’s often invisible … until it’s too late. Inflation, rising living costs and wage-timing gaps have left many employees walking a financial tightrope between paydays. \u003ca href=\"https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html\" id=\"\"\u003ePwC’s 2023 Employee Financial Wellness Survey\u003c/a\u003e found that 60% of full-time employees feel stressed about their finances, with half admitting that this stress impacts their performance at work.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe implications for business are enormous. Financial anxiety doesn’t just stay at home; it walks through the office door, shows up on the shop floor and infiltrates every retail store. It drains focus, erodes productivity and accelerates turnover. And increasingly, it’s playing out in public on social media platforms where workers vent about being overworked, underpaid and barely making a dent in paying off debt. They’re talking about it because they’re living it.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEarned Wage Access (EWA), also known as on-demand pay, offers your employees a lifeline. By allowing employees to access a portion of their already-earned pay before the traditional payday, on-demand pay gives workers the flexibility and control they need to manage cash flow, reduce stress and avoid costly alternatives like payday loans, late fees and overdrafts. For employers, it’s often a no-cost benefit that drives retention, employee engagement and productivity, and positions your organization as one that genuinely cares about employee well-being, making you an employer of choice.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eLet’s look at five compelling reasons why your employees need EWA, and why offering it in a responsible way could be one of the smartest moves for your company and your workers.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e1) \u003cstrong id=\"\"\u003eFinancial stress is killing productivity.\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWhen employees are preoccupied with money, it’s not just their wallets that suffer, it hits your bottom line as well. Studies show that \u003ca href=\"https://info.payroll.org/pdfs/npw/Employee_Financial_Health_-_Whitepaper.pdf\" id=\"\"\u003efinancially stressed workers lose up to 150 hours of productivity per year,\u003c/a\u003e which equates to billions of dollars. On-demand pay offers an immediate, measurable intervention. When you help to alleviate short-term financial pressure, employees can refocus on what matters, like doing great work.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e2) \u003cstrong id=\"\"\u003eMoney worries are making workers sick.\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThere’s an undeniable connection between financial health and physical and mental health. A \u003ca href=\"https://www.financialfinesse.com/wp-content/uploads/2024/06/Think-Tank-Research-Best-Practices-June-2024.pdf\" id=\"\"\u003eFranklin-Templeton survey\u003c/a\u003e shows that the relationship between financial, mental and physical health is strong; 79% of workers say their financial health is affecting their mental health, and 73% say it is affecting their physical health, which in turn leads to absenteeism and burnout. Access to early pay helps break that cycle by providing a sense of control because employees actually have a say in when they get paid.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e3) \u003cstrong id=\"\"\u003eFinancial instability is fueling turnover.\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEmployees under chronic financial strain are more likely to seek new jobs. In one \u003ca href=\"https://www.businesswire.com/news/home/20250516554555/en/Financial-Stress-Rises-As-HR-Pros-Prioritize-Retention-Morgan-Stanley-at-Work-Study\" id=\"\"\u003eMorgan Stanley at Work study\u003c/a\u003e, 81% of HR executives said personal financial stress is directly impacting retention. When a benefit as simple as EWA can help someone bridge an emergency without turning to predatory payday loans, it signals that your company stands with its people — not just on payday, but every day.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e4) \u003cstrong id=\"\"\u003eEmployees are venting about financial stress on social media platforms like Reddit.\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe rise of subreddits like r/financial stress and r/antiwork has turned financial insecurity into a very public conversation. Employees are no longer just worrying in silence, they’re sharing stories on \u003ca href=\"https://www.newsweek.com/antiwork-reddit-employee-not-paid-protest-strike-1705638\" id=\"\"\u003esocial media\u003c/a\u003e of missed paychecks, overdrafts and the emotional toll of living paycheck to paycheck. This shift signals a deeper cultural truth: financial stress has become part of the employee experience. Ignoring it risks more than just employee morale — it risks your organization’s reputation.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e5) \u003cstrong id=\"\"\u003eEmployees expect their employers to help.\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFinancial wellness has become a workplace expectation, not simply a “nice-to-have” benefit. \u003ca href=\"https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html\" id=\"\"\u003eSeventy-four percent of employees now say they expect employers to play an active role in their financial lives\u003c/a\u003e. Offering instant pay is a clear, concrete way to meet that expectation, and it positions your organization as one that doesn’t just talk about empathy, but builds it into its infrastructure.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe future of work demands leadership who understands financial stability is a cornerstone of employee performance, engagement and trust. Whether you call it earned wage access, instant pay, early wage access or on-demand pay, it doesn't matter. Just understand that it isn’t just a trend or a perk. It’s a fundamental shift that aligns pay with the pace of modern life, giving employees flexibility, dignity and control.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eForward-thinking organizations aren’t waiting for financial stress to become a crisis inside their workforce. They’re acting now.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAt Rain, we believe financial well-being shouldn’t be a luxury. It should be built into the way people get paid. When employees have the flexibility to access their earned wages safely and responsibly, they’re better able to manage life’s ups and downs with confidence, and they bring that confidence back into the workplace.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFinancial stress is already reshaping the employee experience. The real question is whether employers will step in proactively or react once it’s too late. Companies that are choosing to lead, not follow, are the ones who enhance employee experience and show they truly understand the challenges their paycheck-to-paycheck workers face.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain gives you the tools to modernize your pay experience securely and compliantly, without disrupting your payroll. The result? A workforce that feels supported, valued and financially stable — every single day, not just on payday.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWant to be known as an industry leader? \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule time to speak with one of our experts today.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003e‍\u003ca href=\"http://mymichigan.org\" id=\"\"\u003eMyMichigan Health,\u003c/a\u003e a non-profit health system headquartered in Midland, Michigan, is a leader in providing award-winning, high-quality care to the 26 counties it serves.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRecently, \u003ca href=\"https://www.mymichigan.org/about/news/2025/earned-wage-program/\" id=\"\"\u003eMyMichigan Health partnered with Rain\u003c/a\u003e to offer Earned Wage Access (EWA) to their more than 10,500 employees, starting on October 29\u003csup id=\"\"\u003eth\u003c/sup\u003e. Our EWA platform provides financial flexibility, helping employees manage their day-to-day needs and emergencies with access to their earned wages.\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=https%3A%2F%2Fwww.rainapp.com%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=Rain\u0026index=1\u0026md5=b351428d819239a12486b1300bd23b4f\" target=\"_blank\"\u003e‍\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003eTo ensure that employees use the EWA benefit in a responsible way, we provide the tools and controls for MyMichigan Health to limit access to the offering within reasonable levels. Rain enables employers to define not only what percentage of employee earned wages are available through the Rain app, but also to define how many times per pay period an employee can access their available balance.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe convenience of early wage access:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eEncourages employees to take on additional shifts\u003cbr\u003e‍\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eEnhances job satisfaction and retention\u003cbr\u003e‍\u003c/li\u003e\u003cli id=\"\"\u003eFacilitates better budgeting\u003cbr\u003e‍\u003c/li\u003e\u003cli id=\"\"\u003eMinimizes costly loans and banking fees\u003cbr\u003e‍\u003c/li\u003e\u003cli id=\"\"\u003eOffers insights into daily earnings and account balances\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain makes EWA available at no cost to employees with a standard 1-to-3-day ACH transfer, while those opting for same-day fund access incur a nominal fee.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“The process for our employees will be simple,” said Julie Ward, Ed.D., senior vice president and chief human resources officer, MyMichigan Health. “The product requires no changes to payroll operations or timekeeping. And, our employees can easily opt-in by downloading the Rain app or accessing it via the website, where they can view earnings, transaction history, and initiate fund transfers. We believe this will be well received by our employees and we’re pleased to offer it to them.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWe’re excited to partner with MyMichigan to support their employees with a benefit that will help alleviate employee financial stress at work, which in turn helps employers experience reduced turnover, increased productivity, and a boost in job applicants.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eLOS ANGELES, Calif. – August 16, 2025\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e‍\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=https%3A%2F%2Fwww.rainapp.com%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=Rain\u0026index=1\u0026md5=b351428d819239a12486b1300bd23b4f\" target=\"_blank\" id=\"\"\u003eRain\u003c/a\u003e, a leading provider of earned wage access (EWA) solutions, today announced the launch of a new integration with leading HR, payroll and spend management platform, Paylocity. The more than 41,650 clients using Paylocity will now have access to a streamlined earned wage access solution directly through the company’s \u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=https%3A%2F%2Fwww.paylocity.com%2Four-products%2Fintegrations%2Fmarketplace%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=integrations+marketplace\u0026index=2\u0026md5=d423e4abf2f6fd05cef75086d3fa0cda\" target=\"_blank\" id=\"\"\u003eintegrations marketplace\u003c/a\u003e. This new bi-directional integration enables the employees of Paylocity customers to join over 3.5 million workers who have used Rain to reduce reliance on predatory financial products and ease financial strain between paychecks.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAccording to the \u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=https%3A%2F%2Ffinhealthnetwork.org%2Fresearch%2Ffinancial-health-pulse-2024-u-s-trends-report%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=Financial+Health+Pulse+2024+U.S.+Trends+Report\u0026index=3\u0026md5=5f708b3da1327380f8dd93a41ce423a1\" target=\"_blank\" id=\"\"\u003eFinancial Health Pulse 2024 U.S. Trends Repo\u003cstrong id=\"\"\u003ert\u003c/strong\u003e\u003c/a\u003e, 70% of American households are experiencing worsening day-to-day financial realities and are currently considered financially unhealthy. As employers work to retain talent, they are seeking new benefits, like earned wage access, to help ease financial burdens for their workforce. Rain's earned wage access solution, now seamlessly integrated with Paylocity's payroll platform, provides companies with a proven tool to help employees access their earned wages when needed most.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eStreamlined Earned Wage Access for Paylocity Users\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe integration enables Paylocity users to deploy Rain's earned wage access solution quickly and securely through:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003col id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eSecure Data Integration\u003c/strong\u003e: Rain imports earned wage data directly from Paylocity, enabling eligible employees to access up to 50% of their gross earnings before payday while maintaining responsible usage limits.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eAutomated Employee Management\u003c/strong\u003e: Key employee details, including names, wage rates, wage types and employee IDs, are automatically pulled from Paylocity along with timekeeping data such as hours worked.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eUser-Friendly Access\u003c/strong\u003e: Employees access their earned wages through Rain's mobile app, with free ACH transfers to existing bank accounts and optional instant access for a small fee. Rain provides all funding and handles the advance process.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eSeamless Payroll Integration\u003c/strong\u003e: At the end of each pay period, Rain automatically sends earned wage adjustments back to Paylocity for inclusion in the regular payroll run. Advanced wages are deducted alongside regular taxes and withholdings, and employers reimburse Rain directly, ensuring zero disruption to normal payroll operations.\u003c/li\u003e\u003c/ol\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“Knowing Rain partners directly with Paylocity gives us extra confidence that the systems we rely on every day work smoothly together,” said Heather Grant, Hopebridge’s Director of Total Rewards. \"While our decision to partner with Rain was about employee financial wellness first, the Paylocity integration has been a real added benefit.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“Earned wage access is becoming an essential component of any modern HCM toolkit,” said Rodolphe Mulliez, EVP of Go-to-Market at Rain. “By partnering with Rain, our payroll model seamlessly integrates with your system, allowing us to collect less data than any other provider in the U.S., driving financial wellness and flexibility for today’s workforce.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis partnership follows Rain’s $75 million Series B financing and marks strategic growth for the financial wellness space. To learn more about Rain, visit \u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=http%3A%2F%2Fwww.rainapp.com%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=www.rainapp.com\u0026index=4\u0026md5=b0121b7a8ef2ada1175f4217ca40e49d\" target=\"_blank\" id=\"\"\u003ewww.rainapp.com\u003c/a\u003e. Visit Paylocity’s Marketplace \u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=https%3A%2F%2Fwww.paylocity.com%2Fproducts%2Fcapabilities%2Fintegrations%2Fmarketplace%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=here\u0026index=5\u0026md5=7d77f075983cefd35fe335b65481dcc7\" target=\"_blank\" id=\"\"\u003ehere\u003c/a\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eAbout Rain \u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is the trusted leader in employee-centric financial wellness solutions, serving middle-market and enterprise organizations nationwide. Through a comprehensive suite of offerings, including earned wage access and an array of financial wellness benefits used by over 3.5 million employees and facilitating more than $3 billion in early wage access, Rain seamlessly integrates into any organization's existing infrastructure, providing the flexibility essential for effective financial management. And, with a steadfast mission to eliminate payday loans and predatory financial products, Rain champions individual empowerment, giving employees control over their income and financial futures. Visit \u003ca href=\"https://cts.businesswire.com/ct/CT?id=smartlink\u0026url=http%3A%2F%2Fwww.rainapp.com%2F\u0026esheet=54340484\u0026newsitemid=20251016077514\u0026lan=en-US\u0026anchor=www.rainapp.com\u0026index=6\u0026md5=b2936ec47ffe3249d27a158c7567d0ff\" target=\"_blank\" id=\"\"\u003ewww.rainapp.com\u003c/a\u003e to learn how to elevate your workforce's financial well-being with Rain.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eMedia Relations Contact \u003c/em\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eElle Welch, SourceCode Communications for Rain, \u003c/em\u003e\u003ca href=\"mailto:rain@sourcecodecomms.com\" id=\"\"\u003e\u003cem id=\"\"\u003erain@sourcecodecomms.com\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eAs fall arrives, Rain’s momentum is stronger than ever. Our performance in the G2 Fall 2025 Awards reflects our ongoing commitment to building the most reliable and user-friendly financial wellness platform in the market.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis recognition is proof that Rain continues to deliver what matters most to workforces and the organizations that support them.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eRecognition in Earned Wage Access and Financial Wellness\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.g2.com/products/rain-technologies-inc/\" id=\"\"\u003eIn the Fall 2025 G2 reports\u003c/a\u003e, Rain was recognized across two major categories:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eEarned Wage Access\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eMomentum Leader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eLeader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eFinancial Wellness\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eMomentum Leader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆\u0026nbsp;\u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eHigh Performer\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese awards highlight the strength of Rain’s platform in areas that matter most: usability, dependability, and delivering meaningful results for both employers and employees.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eWhat Our Partners Are Saying on G2\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch4 id=\"\"\u003eWhat do you like best about Rain Technologies, Inc.?\u003c/h4\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“It gives our Employees control over their money. In today's day and age, times can be tough for people money can get tight. Rain gives our employees a bit more autonomy with the way they are paid.”\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e—R. John R., Senior Director of HR and Leadesrhip Development\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003e‍\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003e“Rain offers same day pay to your team members with a seamless set up and makes for even happier team members who can work one day and get paid the next. I have had other businesses within our community ask on how this works as they want to be kept up with the newest greatest trends for their team as well.”\u003c/p\u003e\u003cp id=\"\"\u003e—Jody K., Human Resources Director\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003e‍\u003c/a\u003e\u003c/p\u003e\u003cp id=\"\"\u003e“I love how seamless their integration is with our payroll platform.”\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e—Heather H., Corporate Human Resources Manager\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eLooking Ahead\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEarned Wage Access is becoming a standard expectation in the workplace, and Rain’s recognition in the G2 Fall 2025 Awards shows that we’re leading the way. If you’re ready to explore how EWA can reduce financial stress, strengthen retention, and boost employee engagement, we’d love to talk.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eSchedule a meeting with an EWA expert and see how Rain can work for your organization.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eAs the summer season heats up, so does Rain’s momentum. Our performance in the G2 Summer 2025 Awards reflects our ongoing dedication to delivering the preferred Earned Wage Access platform for employers and employees.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain’s sweep of the G2 Summer 2025 awards isn't just validation of Rain’s place as a grid leader but a signal that the market is maturing towards comprehensive financial empowerment platforms. In a landscape where the right benefits can transform employee satisfaction and retention, these awards highlight how Rain empowers workforces while helping organizations move forward.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003ca href=\"https://www.g2.com/products/rain-technologies-inc/reviews\" id=\"\"\u003e\u003cstrong id=\"\"\u003eOutstanding Recognition in Financial Wellness and Earned Wage Access\u003c/strong\u003e\u003c/a\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.g2.com/products/rain-technologies-inc/\" id=\"\"\u003eRain’s latest G2 honors\u003c/a\u003e show how deeply our platform resonates with both employers and employees. In the Summer 2025 reports, we’ve been recognized for:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eEarned Wage Access\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eUsers Most Likely To Recommend\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e🏆 Momentum Leader\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eHigh Performer\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eFinancial Wellness\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eEasiest To Use\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eHigh Performer\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEach of these awards comes with a specific set of criteria:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eGrid Leader\u003c/strong\u003e products are rated highly by G2 users and show strong performance in both Satisfaction and Market Presence scores.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eHigh Performers\u003c/strong\u003e also have strong customer Satisfaction scores but lower Market Presence relative to others in the category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eEasiest to Use\u003c/strong\u003e product in the Usability Index earned the highest Ease of Use rating in its category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eEasiest Admin\u003c/strong\u003e product received the highest Ease of Admin rating in its category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e product earned the highest Meets Requirements score in its category.\u003cbr\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese achievements are proof that Rain is delivering on what matters most: user-friendly design, exceptional results, and meaningful impact for workforces.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eThe Rain Difference\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003eRain’s\u003c/a\u003e usability and reliability aren’t just reflected in awards. They show up in our results. With over \u003cstrong id=\"\"\u003e2.5 million employees onboarded\u003c/strong\u003e to date, and more than \u003cstrong id=\"\"\u003e1,200 enterprise clients\u003c/strong\u003e, Rain has become a trusted financial wellness partner across industries.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eDesigned with Integrity:\u003c/strong\u003e Rain provides an Earned Wage Access solution that’s responsible and transparent. We do right by our end users with employer-controlled transaction guardrails, minimalist data collection, pay stub transparency, and financial wellness tools.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eBuilt for efficiency:\u003c/strong\u003e Our payroll adjustment model keeps you in control and integrates seamlessly with the systems you already have in place. That means swift implementation, minimal operational involvement, and maximum reliability.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003cstrong id=\"\"\u003eDelivered with care:\u003c/strong\u003e With industry-leading NPS scores, we're no strangers to providing best-in-class client support. Plus, we're here 24/7 for employees. Our dedicated in-house team delivers quality experiences at every touchpoint for every EWA journey.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eWhy This Matters for Employers\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFinancial stability makes a significant impact on employee well-being, productivity, and retention. Providing early access to earned wages isn’t just another benefit. It’s a tangible way to reduce financial stress, boost engagement, and show employees you value their time and contributions.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eIf you’ve been considering Earned Wage Access, now is the time to partner with the platform recognized by G2 for its ease of use, reliability, and positive impact.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eThe future of Earned Wage Access and Financial Wellness\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThrough our Earned Wage Access solution, we’ve seen that many Rain users rely on early access to their earnings for essential needs, from putting food on the table to covering unexpected expenses. The future of work isn’t just about when people get paid, it’s about giving them the flexibility to access their own money when life calls for it.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eLooking ahead, the question isn’t whether companies will offer earned wage access. Much like health benefits, it’s becoming an expected part of the workplace. The question is whether they’ll choose a platform that is simple, adaptable, and ready to meet employees’ needs exactly when they arise.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule a meeting with an EWA expert.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eLOS ANGELES, Calif. – July 9, 2025\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e‍\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003eRain, a leading provider of earned wage access (EWA) solutions, today announced the launch of the first fully embedded on-demand pay integration within \u003ca href=\"https://www.workday.com/\" id=\"\"\u003eWorkday, Inc.\u003c/a\u003e (NASDAQ: WDAY) as part of the Built on Workday program.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThis integration allows Workday customers to enable Rain directly within the Workday platform, eliminating the need for third-party implementations, system changes, or data handoffs. Employers can activate Rain in minutes, providing their employees immediate access to earned wages through a native Workday experience. With financial stresses at the top of mind for many employees and turnover rates soaring, employers are \u003ca href=\"https://www.businessinsider.com/restaurants-taking-steps-to-attract-and-keep-workers-hiring-2025-5\" id=\"\"\u003eseeking new benefits\u003c/a\u003e to boost retention; EWA benefits help address both.\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eKey features of the integration include:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eDirect Enablement in Workday\u003c/strong\u003e: Employers can activate Rain’s EWA solution with a simple configuration, with no disruption to existing payroll systems.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eFrictionless Employee Access\u003c/strong\u003e: Employees access Rain’s functionality directly within Workday, with no separate login, app, or enrollment process.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eEnterprise-Grade Security and Support\u003c/strong\u003e: The solution maintains enterprise-level controls, with 24/7 U.S.-based support provided by Rain.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“This is a significant milestone for on-demand pay,” said Fred Choquette, Chief Operating Officer at Rain. “Through our integration with Workday, employers can now offer earned wage access to their employees directly through their HCM platform, without any additional operational burden. This sets a new standard for how financial wellness benefits should be deployed at scale.”\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain’s solution is used by over 3.5 million employees and has facilitated more than $3 billion in early wage access. Employers leveraging the solution have seen measurable improvements in workforce productivity and retention. Rain users average a 46% reduction in six-month attrition and work 20 hours more per month than non-Rain users.\u003c/p\u003e\u003cp id=\"\"\u003e\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003eThis partnership follows Rain’s $75 million Series B financing and marks a strategic expansion of its embedded finance capabilities, including its recently announced collaboration with Marqeta.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eAbout Rain \u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is the trusted leader in employee-centric financial wellness solutions, serving middle-market and enterprise organizations nationwide. Through a comprehensive suite of offerings, including earned wage access and an array of financial wellness benefits, Rain seamlessly integrates into any organization's existing infrastructure, providing the flexibility essential for effective financial management. And, with a steadfast mission to eliminate payday loans and predatory financial products, Rain champions individual empowerment, giving employees control over their income and financial futures. Visit \u003ca href=\"http://www.rainapp.com\" id=\"\"\u003ewww.rainapp.com\u003c/a\u003e to learn how to elevate your workforce's financial well-being with Rain.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eAbout Workday\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.workday.com/\" id=\"\"\u003eWorkday\u003c/a\u003e is a leading enterprise platform that helps organizations manage their most important assets – their people and money. The Workday platform is built with AI at the core to help customers elevate people, supercharge work, and move their business forever forward. Workday is used by more than 10,500 organizations around the world and across industries – from medium-sized businesses to more than 60% of the Fortune 500. For more information about Workday, visit \u003ca href=\"http://workday.com/\" id=\"\"\u003eworkday.com\u003c/a\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e© 2024 Workday, Inc. All rights reserved. Workday and the Workday logo are registered trademarks of Workday, Inc. All other brand and product names are trademarks or registered trademarks of their respective holders.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eMedia Relations Contact \u003c/em\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eSourceCode Communications for Rain, 917.517.1104, \u003c/em\u003e\u003ca href=\"mailto:rain@sourcecodecomms.com\" id=\"\"\u003e\u003cem id=\"\"\u003erain@sourcecodecomms.com\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eRain has enabled over 2.5 million workers across all industries to access their earnings instantly after each shift.\u003cstrong id=\"\"\u003e‍\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch5 id=\"\"\u003e\u003cstrong id=\"\"\u003eSANTA MONICA, Calif. – April 8, 2025 \u003c/strong\u003e\u003c/h5\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003e‍\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/\" id=\"\"\u003eRain\u003c/a\u003e, the employer-integrated earned wage access (EWA) and financial wellness app, announced today it has raised $75 million in Series B equity funding. The round was led by Prosus with additional participation from Nextalia Ventures, Spark Growth Ventures, and existing investors including QED, Invus Opportunities, and others.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFollowing consistently high growth since its founding in 2019, this funding will help Rain scale its go-to-market machine and build new employee financial wellness solutions and new employer solutions.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eOver \u003ca href=\"https://www.prnewswire.com/news-releases/survey-reveals-majority-of-americans-still-living-paycheck-to-paycheck-302257819.html\" id=\"\"\u003e70% \u003c/a\u003eof American households live paycheck to paycheck, with many living week to week or day to day. Traditional pay cycles often leave workers waiting for their wages while facing immediate financial obligations, increasing reliance on predatory products such as overdraft fees, payday loans, and high-interest credit cards.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain solves this problem by partnering with thousands of employers and empowering millions of workers to access their wages on-demand in a safe and responsible way, with multiple free options. Rain reduces employee financial stress and has already saved workers hundreds of millions of dollars by helping them avoid costly financial alternatives.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain integrates with its employer partners’ HR software systems; Rain is integrated with nearly every major payroll and timekeeping system in the United States, making it simple for employers to implement and seamless for employees to use. These integrations provide a fast and reliable user experience while also reducing the operational burden on HR and payroll teams.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“Rain is building the employee engagement app of the future centered around financial wellness. Rain makes it easy for employers to give their employees the freedom to access and manage their earnings on their own terms. Thanks to the support from Prosus, Nextalia and other investors participating in this round, Rain is in a strong position to scale to thousands of new employers and millions of new employees across the U.S.,” says Alex Bradford, Co-Founder and CEO at Rain.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\"The relationship between work and life is evolving, and independent financial flexibility is becoming essential for employees. Rain provides a solution that empowers workers, helps businesses thrive, and plays a fundamental role in this shift in workforce dynamics. We believe in their vision and are excited to be part of this journey as they continue to grow their business,” said Ali Esfahani, Head of Americas Investments at Prosus.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eAfter adopting Rain, employers see measurable results including spikes in job applications (+200%), productivity (20 more worked hours per month), and employee retention (+46% less likely to leave after 6 months). Rain’s customer base spans a wide range of industries, including healthcare, retail, hospitality, manufacturing, and quick-service restaurants.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is the one-stop-shop app for financial wellness and employee engagement. In addition to EWA, Rain offers other products including a deposit account and debit card, an overdraft fee avoider, a bill reducer, a tax filing tool, a financial education portal, in-app 1x1 financial coaching, an AI-powered financial wellness and job support agent, an off-cycle payments tool, and an employee rewards tool. Later this year the company is planning to launch innovative savings and credit products, and an employer messaging tool.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e“Rain has shown tremendous growth in terms of both acquiring well-known brands as customers and significantly expanding its impact on employees with a continually developing suite of powerful financial wellbeing tools beyond EWA,” said Attilio Mazzilli, Co-Head Nextalia Ventures.\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eSince launching in 2019, Rain has onboarded over 2.5 million employees and distributed over $2 billion in earned wages. Rain announced its $116 million Series A funding round in March 2023 ($66 million equity and $50 million in debt), which was the largest in HR tech history. \u003c/p\u003e\u003cp id=\"\"\u003e\u0026nbsp;\u003c/p\u003e\u003ch3 id=\"\"\u003eAbout Rain \u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain is the trusted leader in employee-centric financial wellness solutions, serving middle-market and enterprise organizations nationwide. Through a comprehensive suite of offerings, including earned wage access and other financial wellness benefits, Rain seamlessly integrates with any organization's existing infrastructure, providing the flexibility essential for effective financial management. Rain’s mission is to empower employees to reach financial freedom. At Rain, financial freedom means being able to afford everyday life without stressing about pay dates or pay cycles. Visit \u003ca href=\"http://www.rainapp.com\" id=\"\"\u003ewww.rainapp.com\u003c/a\u003e to learn how to elevate your workforce's financial well-being with Rain.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eAbout Prosus\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eProsus is a global consumer internet group and one of the largest technology investors in the world.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eOperating and investing globally in markets with long-term growth potential, Prosus builds leading consumer internet companies that empower people and enrich communities.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe group is focused on building meaningful businesses in the online classifieds, food delivery, payments and fintech, and education technology sectors.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThrough the Prosus Ventures team, the group invests in new technology growth opportunities within AI, social and ecommerce platforms, fintech, B2B software, logistics, health, blockchain, agriculture and more.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe team actively backs exceptional entrepreneurs who are using technology to improve people’s everyday lives.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEach month, more than 2 billion customers across the globe use the products and services of companies that Prosus has invested in, acquired or built. To find out more, please visit \u003ca href=\"https://www.prosus.com/\" id=\"\"\u003ewww.prosus.com\u003c/a\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eMedia Relations Contact \u003c/em\u003e\u003c/p\u003e\u003cp id=\"\"\u003e\u003cem id=\"\"\u003eSourceCode Communications for Rain, 917.517.1104, \u003c/em\u003e\u003ca href=\"mailto:rain@sourcecodecomms.com\"\u003e\u003cem id=\"\"\u003erain@sourcecodecomms.com\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eRain continues to gain momentum in 2025 with a strong showing in the \u003ca href=\"https://www.g2.com/products/rain-technologies-inc/reviews\" id=\"\"\u003eG2 Spring Reports\u003c/a\u003e, earning top honors across both the Earned Wage Access and Financial Wellness categories. These awards are based entirely on user reviews and product performance, and they speak directly to Rain’s focus on reliability, ease of use, and real-world impact.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFollowing its \u003cstrong id=\"\"\u003eBest Results for Financial Wellness\u003c/strong\u003e award in \u003ca href=\"https://www.rainapp.com/articles/rain-shines-in-g2-winter-awards-why-2025-is-the-year-to-partner-with-us/\" id=\"\"\u003eWinter 2025\u003c/a\u003e, Rain added several new distinctions this spring that reflect how well the platform meets the needs of both employers and employees.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eSpring 2025 Awards\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eEarned Wage Access\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eGrid Leader \u003c/strong\u003e(Grid® Report)\u003c/p\u003e\u003cp id=\"\"\u003e🏆 \u003cstrong id=\"\"\u003eEasiest To Use \u003c/strong\u003e(Usability Index)\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eFinancial Wellness\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e🏆 High Performer (Grid® Report)\u003c/p\u003e\u003cp id=\"\"\u003e🏆 Easiest Admin (Usability Index)\u003c/p\u003e\u003cp id=\"\"\u003e🏆 Easiest To Use (Usability Index)\u003c/p\u003e\u003cp id=\"\"\u003e🏆 Best Meets Requirements (Usability Index)\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEach of these awards comes with a specific set of criteria:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eGrid Leader\u003c/strong\u003e products are rated highly by G2 users and show strong performance in both Satisfaction and Market Presence scores.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eHigh Performers\u003c/strong\u003e also have strong customer Satisfaction scores but lower Market Presence relative to others in the category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eEasiest to Use\u003c/strong\u003e product in the Usability Index earned the highest Ease of Use rating in its category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eEasiest Admin\u003c/strong\u003e product received the highest Ease of Admin rating in its category.\u003cbr\u003e\u003cbr\u003e\u003c/li\u003e\u003cli id=\"\"\u003eThe \u003cstrong id=\"\"\u003eBest Meets Requirements\u003c/strong\u003e product earned the highest Meets Requirements score in its category.\u003cbr\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese distinctions validate what Rain customers already know: that \u003ca href=\"https://www.rainapp.com/features/\" id=\"\"\u003eour platform\u003c/a\u003e is intuitive, fast to implement, and easy to manage.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eWhy It Matters\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eRain’s usability and reliability aren’t just reflected in awards. They show up in our results. With over \u003cstrong id=\"\"\u003e2.5 million employees onboarded\u003c/strong\u003e to date, and more than \u003cstrong id=\"\"\u003e1,200 enterprise clients\u003c/strong\u003e, Rain has become a trusted financial wellness partner across industries.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eImplementation NPS: 100\u003c/strong\u003e – \u003ca href=\"https://www.rainapp.com/articles/rain-achieves-perfect-nps-score-of-100-in-implementations/\" id=\"\"\u003eA world-class go-live experience\u003cbr\u003e‍\u003c/a\u003e\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eOngoing Support NPS: 71\u003c/strong\u003e – \u003ca href=\"https://www.rainapp.com/articles/employers-prefer-rain-nps-of-71-speaks-volumes/\" id=\"\"\u003eConsistent satisfaction from employers and end users\u003c/a\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eWhat's Next\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThese recognitions underscore Rain’s continued commitment to helping employers provide responsible financial tools that meet real employee needs. With a focus on ease, control, and support, Rain is building for long-term impact.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eReal employers. Real results. Real recognition.\u003c/strong\u003e\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule a meeting with an EWA expert.\u003c/a\u003e\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp id=\"\"\u003eChoosing an \u003ca href=\"https://www.rainapp.com/us/earned-wage-access\" id=\"\"\u003e\u003cstrong id=\"\"\u003eEarned Wage Access (EWA)\u003c/strong\u003e\u003c/a\u003e provider is a critical decision for HR leaders. The right solution can improve employee financial wellness, boost retention, and reduce absenteeism. However, not all EWA providers operate with the same level of transparency, security, and employer control.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eTo help you navigate the selection process, we’ve compiled a \u003cstrong id=\"\"\u003echecklist of key factors\u003c/strong\u003e to evaluate when choosing an EWA partner.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e1. Employer Control \u0026amp; Payroll Integration\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eA responsible EWA provider should \u003ca href=\"https://www.rainapp.com/us/how-it-works\" id=\"\"\u003eseamlessly integrate\u003c/a\u003e with your existing \u003cstrong id=\"\"\u003epayroll and timekeeping systems\u003c/strong\u003e without disrupting your operations. Be sure that:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eThe provider \u003cstrong id=\"\"\u003edoes not require direct access\u003c/strong\u003e to employee bank accounts.\u003c/li\u003e\u003cli id=\"\"\u003eThe solution \u003cstrong id=\"\"\u003esyncs with payroll without changing your funding process\u003c/strong\u003e.\u003c/li\u003e\u003cli id=\"\"\u003eEmployers maintain \u003cstrong id=\"\"\u003efull control over payroll deductions\u003c/strong\u003e and cash flow.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e2. Transparent \u0026amp; Fair Pricing for Employees\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eSome alternative pay advance options impose hidden fees that can trap employees in a cycle of debt. When evaluating an EWA provider, look for one that:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eOffers a free option for accessing earned wages\u003c/strong\u003e (e.g., Rain provides free ACH transfers).\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eAvoids excessive per-use fees\u003c/strong\u003e or tipping-based models that encourage unsustainable borrowing.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eProvides clear, upfront pricing\u003c/strong\u003e with no hidden costs or surprise fees.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eDoes not require employees to switch their bank account\u003c/strong\u003e to access their earned wages.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eA responsible EWA provider should \u003cstrong id=\"\"\u003eempower employees with choice\u003c/strong\u003e, offering affordable options while maintaining full transparency about any transaction costs.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e3. Compliance \u0026amp; Consumer Protection\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/ewa-compliance\" id=\"\"\u003eRegulatory scrutiny\u003c/a\u003e of EWA programs is increasing. Ensure your provider:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eComplies with \u003cstrong id=\"\"\u003estate and federal wage laws\u003c/strong\u003e and \u003cstrong id=\"\"\u003efollows best practices\u003c/strong\u003e in financial services.\u003c/li\u003e\u003cli id=\"\"\u003eDoes not \u003cstrong id=\"\"\u003eengage in payday lending practices\u003c/strong\u003e (i.e., charging interest or overdraft fees).\u003c/li\u003e\u003cli id=\"\"\u003eIs \u003cstrong id=\"\"\u003efully compliant with CFPB guidelines\u003c/strong\u003e and other evolving regulations.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e4. Security \u0026amp; Data Privacy\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eYour payroll and employee financial data must be protected. Look for a provider that:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eUses \u003cstrong id=\"\"\u003ebank-grade encryption\u003c/strong\u003e and security measures.\u003c/li\u003e\u003cli id=\"\"\u003eDoes \u003cstrong id=\"\"\u003enot sell or share employee data\u003c/strong\u003e with third parties.\u003c/li\u003e\u003cli id=\"\"\u003eHas \u003cstrong id=\"\"\u003ea clear data privacy policy\u003c/strong\u003e that aligns with your company’s standards.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e5. Employee Experience \u0026amp; Support\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEWA should be simple and beneficial for both the employer and employees. Key considerations:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eA \u003cstrong id=\"\"\u003euser-friendly mobile app\u003c/strong\u003e with clear withdrawal options.\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eFast, reliable access to earned wages\u003c/strong\u003e (without long processing times).\u003c/li\u003e\u003cli id=\"\"\u003e\u003ca href=\"https://www.rainapp.com/us-blog/employers-prefer-rain-nps-of-71-speaks-volumes\" id=\"\"\u003e\u003cstrong id=\"\"\u003eCustomer support that’s responsive\u003c/strong\u003e\u003c/a\u003e and accessible via multiple channels (chat, phone, email).\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e6. Measurable Impact on HR KPIs\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe best EWA providers \u003cstrong id=\"\"\u003edemonstrate measurable value\u003c/strong\u003e to employers. Ask about:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eEmployee retention improvements\u003c/strong\u003e: does the provider have \u003ca href=\"https://www.rainapp.com/us/use-cases\" id=\"\"\u003ecase studies\u003c/a\u003e showing lower turnover?\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eAbsenteeism reduction\u003c/strong\u003e: has their solution helped employees show up for work more consistently?\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eAdoption rates\u003c/strong\u003e: what percentage of employees actively use the service?\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e7. Reputation \u0026amp; Customer Satisfaction\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBefore choosing a provider, check their:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eExisting employer partners\u003c/strong\u003e: who else in your industry uses them?\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eCustomer reviews and case studies\u003c/strong\u003e: what do HR leaders say?\u003c/li\u003e\u003cli id=\"\"\u003e\u003cstrong id=\"\"\u003eTrack record of reliability\u003c/strong\u003e: have they experienced \u003ca href=\"https://www.paymentsdive.com/news/dailypay-employee-earned-wage-access-delay-holiday-snafu/699663/\" id=\"\"\u003emajor outages or service disruptions?\u003c/a\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eThe Right EWA Partner: A Strategic Advantage\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eChoosing the right EWA provider isn’t just about offering a trendy benefit. It’s about \u003cstrong id=\"\"\u003eprotecting your employees' financial wellness\u003c/strong\u003e while maintaining \u003cstrong id=\"\"\u003efull control over payroll operations\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eRain offers a responsible, employer-controlled EWA solution\u003c/strong\u003e that meets all these criteria. Our model is built to:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eIntegrate seamlessly with your payroll systems\u003c/li\u003e\u003cli id=\"\"\u003eProvide a \u003cstrong id=\"\"\u003efee-free\u003c/strong\u003e access option for employees\u003c/li\u003e\u003cli id=\"\"\u003eKeep employers in \u003cstrong id=\"\"\u003efull control of payroll funding\u003c/strong\u003e\u003c/li\u003e\u003cli id=\"\"\u003eMaintain \u003cstrong id=\"\"\u003estrict compliance\u003c/strong\u003e with regulatory guidelines\u003c/li\u003e\u003cli id=\"\"\u003eSupport HR teams in reducing absenteeism and turnover\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eLooking for an EWA provider that checks all the boxes?\u003c/strong\u003e \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule a demo with Rain today\u003c/a\u003e.\u003c/p\u003e"])

self.__next_f.push([1,"\u003cp\u003eWhen the topic of offering \u003ca href=\"https://www.rainapp.com/us/earned-wage-access\"\u003eEarned Wage Access (EWA)\u003c/a\u003e comes up in enterprise benefits discussions, one common rebuttal we hear is: \u003cstrong\u003e“We already offer weekly payroll. Isn’t that enough?”\u003c/strong\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eIt’s a fair question. After all, weekly payroll has long been seen as a way to reduce financial stress for hourly workers by shortening the time between work and pay. But here’s the truth: \u003cstrong\u003eweekly pay is not the same as true financial flexibility\u003c/strong\u003e, and it comes at a cost to both employers and employees.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis review breaks down the comparison across operations, employee impact, and \u003ca href=\"https://www.rainapp.com/us-blog/what-is-earned-wage-access-ewa-and-why-its-becoming-the-new-payroll-standard\"\u003eworkforce strategy\u003c/a\u003e to explain why employer-integrated EWA is a better long-term solution than weekly pay.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003e\u003cstrong\u003eFor Employers: Timekeeping, Payroll, and Operational Efficiency\u003c/strong\u003e\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eWeekly Payroll increases Payment Processing Costs\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eMoving to weekly pay creates significantly more processing workload for payroll teams compared to biweekly cycles. Payroll administrators must close out timecards, reconcile discrepancies, approve hours, calculate taxes, manage garnishments, and handle off-cycle corrections on a much faster cadence. This compressed timeline leaves payroll teams with less room for error, and as research shows, increased payroll frequency directly correlates with higher error rates and administrative burden.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eResearch from Ernst \u0026amp; Young’s Global Payroll Survey highlights that \u003cstrong\u003ecompanies processing payroll more frequently report up to 30% higher payroll processing costs overall\u003c/strong\u003e, driven by the combined burden of additional compliance checks, tax filings, reconciliation work, and error resolution.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAccording to the same study, \u003cstrong\u003ethe average payroll error costs $291 to resolve\u003c/strong\u003e. In a weekly payroll environment, the window to catch and correct errors is cut in half compared to biweekly or semi-monthly cycles, increasing the likelihood that errors will either go unnoticed or require costly corrections after payment has been issued.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThe hard costs of payroll processing also increase with more frequent runs. \u003cstrong\u003eLarge employers typically spend between $4 and $10 per paycheck per employee on payroll processing alone\u003c/strong\u003e, covering direct deposit fees, tax filings, reconciliations, and administrative overhead. Increasing payroll frequency naturally drives these costs higher, adding expense without delivering additional value to every employee. Doubling the number of payroll cycles each month effectively doubles these processing costs, regardless of whether employees actually need faster access to wages.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eRather than reengineering payroll to fit a one-size-fits-all cycle, companies can maintain their existing payroll cadence, (whether weekly, biweekly, or semi-monthly), and offer EWA as a flexible, employee-driven option for faster access to earned wages when needed. This approach preserves the operational efficiency of established payroll processes, while empowering employees to access funds on their own terms, without waiting for the next payday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA works alongside payroll, not against it, giving employers and employees the best of both worlds: structured, predictable pay periods for financial planning, plus optional flexibility when life’s expenses don’t line up with payday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eWeekly Payroll Locks Employers Into One-Size-Fits-All Timing\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWeekly payroll follows a fixed schedule, but real-life financial events rarely align perfectly with payday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eSome \u003ca href=\"https://www.rainapp.com/us/employee\"\u003eemployees may need funds\u003c/a\u003e mid-week to cover groceries, transportation, or childcare. Others might prefer to wait until rent is due to pull everything at once. And in between those moments, unexpected expenses can pop up, leaving employees to turn to HR or payroll teams for one-off pay advance requests.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor employers, handling these types of manual exceptions creates operational friction. Payroll and HR teams often have to review the request, validate hours worked, manually calculate net pay, and then process an off-cycle payment all outside of standard payroll workflows. These requests are rarely scalable, especially in companies with large hourly workforces.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBy layering EWA into an existing payroll cadence, \u003cstrong\u003ecompanies can give employees the flexibility to manage their cash flow when they need to\u003c/strong\u003e, without forcing payroll teams to become the middleman every time someone faces a short-term financial crunch. Employees get access to the wages they have already earned, and employers maintain the efficiency of their regular payroll processes without adding manual intake work or off-cycle pay headaches.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWith EWA, every employee gets what works best for their situation, while payroll and HR teams retain the structure and efficiency they need.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eFor Employees: Financial Flexibility and Real-World Impact\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eWeekly Pay Does Not Solve for Unexpected Expenses\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003ePaying employees once per week still leaves plenty of room for financial stress. If payday is Friday but a medical bill, car repair, or emergency hits on Tuesday, the employee is forced to either:\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cul\u003e\u003cli\u003eOverdraft their account\u003c/li\u003e\u003cli\u003eTake a high-cost payday loan\u003c/li\u003e\u003cli\u003eDelay critical payments, incurring late fees and damage to their credit\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEmployer-integrated EWA, simply seen as a deduction on their regular paycheck, eliminates this gap by allowing employees to safely access the wages they have already earned, precisely when they need them.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eEmployees Want Flexibility, Not Just Speed\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eAccording to PwC’s 2023 Employee Financial Wellness Survey, \u003cstrong\u003e76% of employees said they are more likely to be attracted to employers that offer financial wellness benefits, including flexibility in how they access their pay\u003c/strong\u003e. Flexibility means choosing when, how much, and where funds go, whether it is directly into their bank account, a prepaid card, or split across savings and checking.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eweekly pay is faster than biweekly, but it is still inflexible. EWA offers real control, and that is what employees value most.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eWeekly Pay Still Forces a Budgeting Challenge\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFinancial wellness is not just about getting paid more frequently. It is about helping employees smooth out their expenses over time so they do not find themselves struggling to cover essential costs between paychecks. Weekly pay can actually create a feast-or-famine budgeting cycle if not paired with the right financial education and tools.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eEWA, especially when combined with financial coaching and expense tracking tools, gives employees a holistic solution. It helps them manage both timing and decision-making around their money.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eFor Workforce Strategy: Modern Benefits and Talent Retention\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eEWA Signals Modern, Employee-Centric Benefits\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWeekly payroll ensures employees are paid more frequently, but it is still a fixed process that follows the employer’s schedule, not the employee’s life. \u003cstrong\u003eAdding Earned Wage Access (EWA) builds on that foundation by offering something even more valuable: personal choice.\u003c/strong\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThat message resonates across generations, especially with younger workers who increasingly expect flexible, employee-centric benefits from their employers. For Gen Z, that expectation is even stronger. In Bank of America’s Workplace Benefits Report, \u003cstrong\u003e88% of Gen Z employees said financial wellness benefits play a critical role in their choice of employer\u003c/strong\u003e. This generation, many of whom are entering the workforce while managing student debt, rising living costs, and economic uncertainty, prioritizes financial flexibility as much as they do health insurance or PTO.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBy \u003ca href=\"https://www.rainapp.com/us/employer\"\u003eoffering EWA\u003c/a\u003e, employers are not just speeding up payroll. They are modernizing their benefits offering to meet today’s employees where they are. It’s a tangible way to show that financial well-being matters, which helps employers stand out in a competitive hiring market while fostering deeper loyalty among current employees.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eEWA Enhances Recruiting and Retention Without Changing Base Pay\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eFor employers already operating on weekly payroll, EWA becomes a valuable enhancement, not a replacement. It gives employees on-demand access to wages they have already earned, which helps them manage unexpected expenses and smooth out cash flow without waiting for the next scheduled payday.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis added flexibility does more than ease short-term financial stress. It also helps companies improve retention and overall job satisfaction. According to a 2023 Mercator Advisory Group Report,\u003cstrong\u003e employers that offer EWA have reported reduced turnover and improved employee satisfaction\u003c/strong\u003e, particularly among hourly workers who are most vulnerable to cash flow gaps between paychecks. Some employers in the report saw double-digit reductions in turnover rates within the first year of adopting EWA.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis reflects a larger trend: \u003cstrong\u003eemployees increasingly expect modern, flexible benefits that demonstrate their employer understands the realities of their financial lives\u003c/strong\u003e. By pairing weekly payroll with EWA, companies send a clear message that they are invested in supporting employee well-being — not just on payday, but every day.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch4\u003eEWA Future-Proofs Payroll Flexibility\u003c/h4\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eLabor markets, employee expectations, and economic pressures are constantly evolving, and payroll strategies need to evolve with them. The past few years have shown how quickly external forces, from inflation spikes to shifting workforce demographics to emerging financial wellness trends, can reshape what employees expect from their employers.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eToday, many companies are responding to this by considering pay cycle timing. But changing payroll frequency is a rigid solution to a dynamic problem. It locks employers into a single fixed schedule that still might not align with individual needs, while also adding permanent administrative and processing costs that cannot easily be reversed.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eBy layering EWA into existing payroll processes, employers can future-proof their payroll strategy. \u003cstrong\u003eEmployees get the flexibility to access their wages on-demand, while payroll teams keep their current processes intact\u003c/strong\u003e, preserving operational efficiency without being forced to rebuild payroll every time the labor market shifts.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eThis approach creates a pay system that can flex to meet employee needs in real time, without constant policy changes or operational overhead. Whether economic conditions improve, financial stress increases, or new generations enter the workforce with even higher expectations for flexibility, EWA provides a scalable, adaptable solution that works with payroll, not against it.\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003ch3\u003eThe Bottom Line: Flexible Pay Wins Over Faster Pay\u003c/h3\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eWhen you step back, the case becomes clear:\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cul\u003e\u003cli\u003eWeekly payroll increases operational burden and cost without fully solving employee financial stress.\u003c/li\u003e\u003cli\u003eEWA preserves payroll efficiency while delivering the financial flexibility employees actually want.\u003c/li\u003e\u003cli\u003eEWA acts as both a practical liquidity solution and a powerful recruiting and retention tool, making it a strategic advantage rather than a simple policy change.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003eSo next time the question comes up, “Why do we need EWA if we already pay weekly?” — the answer is simple:\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eBecause EWA is not about when you get paid. It is about empowering employees to choose when they get paid, while keeping payroll efficient and costs low.\u003c/strong\u003e\u003c/p\u003e\u003cp\u003e‍\u003c/p\u003e\u003cp\u003e\u003ca href=\"https://www.rainapp.com/book-a-demo\"\u003eLet’s talk\u003c/a\u003e about how Rain helps employers offer the most responsible, integrated, and future-ready EWA solution on the market.\u003c/p\u003e"])

self.__next_f.push([1,"\u003ch3 id=\"\"\u003eThe Shift Toward On-Demand Pay\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEmployers \u003ca href=\"https://www.rainapp.com/us/industries\" id=\"\"\u003eacross various industries\u003c/a\u003e are rethinking the traditional payroll cycle. As financial stress continues to impact employees, leading US companies are turning to Earned Wage Access (EWA) as a competitive advantage, both to support their workforce and to differentiate themselves in a tightening labor market.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEWA, also known as on-demand pay, allows employees to access a portion of their already-earned wages before payday, helping them cover expenses, avoid high-interest loans, and maintain financial stability. What was once considered a “nice-to-have” benefit is now becoming a must-have offering for companies looking to attract and retain top talent.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eLet’s break down why top employers are implementing EWA, and why your company should too.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eEmployees Expect Faster Access to Their Pay\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eConsumer behavior has evolved. Workers no longer wait weeks for their entertainment, transportation, or shopping needs—why should they wait for their pay? \u003cstrong id=\"\"\u003e83% of workers aged 18 to 44 prefer to access their wages at the end of each workday rather than waiting for a biweekly paycheck\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eIndustries that rely on hourly, frontline, and shift-based workers—such as retail, hospitality, and healthcare—have already started adopting EWA as a competitive advantage. Gig platforms like Uber and DoorDash have set the precedent by normalizing instant pay, making instant pay an expectation rather than a luxury.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWithout EWA, your company risks falling behind as employees seek jobs that better \u003ca href=\"https://www.rainapp.com/us/employee\" id=\"\"\u003ealign with their financial needs\u003c/a\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eEWA Improves Employee Retention\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eHigh turnover is expensive. Employers can spend anywhere from \u003cstrong id=\"\"\u003e$1,500 to $4,500\u003c/strong\u003e to hire and onboard a new employee, and financial stress is a major contributor to attrition.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eData shows that:\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eEmployees who use EWA stay employed longer. Rain’s employer partners report an average 13% increase in retention after implementing EWA.\u003c/li\u003e\u003cli id=\"\"\u003eCompanies offering EWA often see a 50% improvement in retention among users compared to non-users.\u003c/li\u003e\u003cli id=\"\"\u003eFinancially stressed employees are 2.3x more likely to look for a new job.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBy \u003ca href=\"https://www.rainapp.com/us/employer\" id=\"\"\u003eproviding EWA\u003c/a\u003e, \u003cstrong id=\"\"\u003eyou give employees a financial cushion\u003c/strong\u003e, reducing the urgency to seek new employment due to short-term cash flow problems. The longer employees stay, the \u003cstrong id=\"\"\u003eless you spend on recruiting and training replacements\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003e\u003cstrong id=\"\"\u003eEWA Reduces Absenteeism and Boosts Productivity\u003c/strong\u003e\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eFinancial stress doesn’t just impact turnover—it also affects \u003cstrong id=\"\"\u003eday-to-day performance\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eEmployees experiencing financial stress are five times more likely to be distracted at work.\u003c/li\u003e\u003cli id=\"\"\u003eRain users work 17 more hours per month, on average, than non-users.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eWhen workers struggle to afford gas, childcare, or daily expenses, they are more likely to call in sick or miss shifts. \u003ca href=\"https://www.rainapp.com/us/earned-wage-access\" id=\"\"\u003eEWA provides a safety net\u003c/a\u003e that enables employees to show up and focus on their work, driving \u003cstrong id=\"\"\u003ehigher productivity and reliability\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eYour Competitors Are Already Offering EWA\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eThe adoption of EWA in the United States is accelerating, and \u003cstrong id=\"\"\u003ecompanies that fail to provide it risk losing talent to competitors\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003e3 out of 10 large employers in frontline industries already offer EWA.\u003c/li\u003e\u003cli id=\"\"\u003e8 out of 10 plan to offer it soon.\u003c/li\u003e\u003cli id=\"\"\u003e85% of large employers say EWA is now an expectation, not just a perk.\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eIf your industry peers are offering EWA and you’re not, you may be at a hiring disadvantage. Workers will choose employers that provide the \u003cstrong id=\"\"\u003efinancial flexibility they need\u003c/strong\u003e.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003ch3 id=\"\"\u003eFinal Thoughts: Why Your Company Needs EWA Now\u003c/h3\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eEarned Wage Access is \u003cstrong id=\"\"\u003eno longer a nice-to-have option.\u003c/strong\u003e \u003ca href=\"https://www.rainapp.com/us-blog/what-is-earned-wage-access-ewa-and-why-its-becoming-the-new-payroll-standard\" id=\"\"\u003eIt’s the future of payroll.\u003c/a\u003e The best employers have already made the shift, recognizing that financial wellness drives retention, productivity, and engagement.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eBy offering \u003cstrong id=\"\"\u003ea payroll-integrated, zero-cost EWA solution like Rain\u003c/strong\u003e, your company can:\u0026nbsp;\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cul id=\"\"\u003e\u003cli id=\"\"\u003eEnhance employee satisfaction\u003c/li\u003e\u003cli id=\"\"\u003eReduce turnover and absenteeism\u003c/li\u003e\u003cli id=\"\"\u003eAttract and retain top talent in competitive industries\u003c/li\u003e\u003cli id=\"\"\u003eProvide financial relief without adding administrative burden\u003c/li\u003e\u003c/ul\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003eDon’t let outdated pay cycles hold your employees back. Now is the time to embrace EWA and give your employees the ability to spend and live freely.\u003c/p\u003e\u003cp id=\"\"\u003e‍\u003c/p\u003e\u003cp id=\"\"\u003e\u003cstrong id=\"\"\u003eWant to learn more about EWA?\u003c/strong\u003e \u003ca href=\"https://www.rainapp.com/book-a-demo\" id=\"\"\u003eSchedule time with an expert today\u003c/a\u003e.\u003c/p\u003e"])

Requests	IP Address	Location	AS Autonomous System
61	104.18.31.176	United States	AS13335Cloudflare, Inc.
61	104.16.140.209	United States	AS13335Cloudflare, Inc.
61	3.167.227.91	United States	AS16509Amazon.com, Inc.
61	216.58.206.40	United States	AS15169Google LLC
61	104.16.190.41	United States	AS13335Cloudflare, Inc.
305	5	-	-

Security Scan Report: rainapp.com

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Safe Website

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